TellerScore

First Priority Credit Union is a federally insured state-chartered credit union headquartered in Abilene, Texas, in business for about 96 years. At the end of Q2 2026 it reported $23.0M in total assets and $20.3M in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, First Priority Credit Union scores 74/100, which we describe as strong. That is higher than only 49% of 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 181st. Its strongest component is funding & liquidity (100/100; 43% loans-to-deposits, 3% uninsured), and its lowest is loan quality (59/100; 1.24%).

TellerScore · Q2 2026

Scorecard

Capital cushion67/100
Net worth ratio: 11.72%
Loan quality59/100
Loans 60+ days delinquent ÷ total loans: 1.24%
Earnings74/100
Return on assets (annualized): 1.34%
Funding & liquidity100/100
Loans ÷ shares: 42.6% · 2.9% uninsured
Problem-loan coverage92/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.96%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 12 points (86 → 74), mostly because the loan quality component weakened by 39 points.

TellerScore
748086Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202481
Q3 202482
Q4 202482
Q1 202577
Q2 202586
Q3 202586
Q4 202584
Q1 202680
Q2 202674
Net worth ratio
7.00%9.46%11.92%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.06%
Q3 202411.03%
Q4 202411.45%
Q1 202511.48%
Q2 202511.92%
Q3 202511.89%
Q4 202511.83%
Q1 202611.71%
Q2 202611.72%
Delinquent loans (60+ days)
0.00%0.62%1.24%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.24%
Q4 20240.40%
Q1 20250.65%
Q2 20250.05%
Q3 20250.00%
Q4 20250.16%
Q1 20260.55%
Q2 20261.24%
Return on assets
1.20%1.39%1.59%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.44%
Q3 20241.59%
Q4 20241.59%
Q1 20251.20%
Q2 20251.48%
Q3 20251.36%
Q4 20251.36%
Q1 20261.27%
Q2 20261.34%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202674$23.0M11.72%1.24%1.34%42.6%
Q1 202680$22.4M11.71%0.55%1.27%41.2%
Q4 202584$21.6M11.83%0.16%1.36%43.7%
Q3 202586$20.8M11.89%0.00%1.36%42.8%
Q2 202586$20.2M11.92%0.05%1.48%44.4%
Q1 202577$20.2M11.48%0.65%1.20%43.8%
Q4 202482$19.8M11.45%0.40%1.59%46.2%
Q3 202482$19.8M11.03%0.24%1.59%47.5%
Q2 202481$20.9M10.06%0.00%1.44%47.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.72%
29th
Problem loans1.24%
33rd
Net charge-offs-0.32%
97th
Return on assets1.34%
81st
Loans to deposits42.6%
75th
Uninsured deposits2.9%
37th
Loan-loss reserves0.00%
37th
Texas ratio4.0%
35th

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Mopac Employees Federal Credit UnionCredit union Palestine, TX61 out of 100, Moderate$22.4M9.7%0.34%vs
Liberty County Teachers Federal Credit UnionCredit union Liberty, TX97 out of 100, Very strong$23.8M17.1%0.03%vs
Alba-Golden Federal Credit UnionCredit union Alba, TX90 out of 100, Very strong$22.2M16.8%0.01%vs
Bayou City Federal Credit UnionCredit union Houston, TX54 out of 100, Below average$23.8M10.1%1.85%vs
Temple Santa Fe Community Credit UnionCredit union Temple, TX61 out of 100, Moderate$24.0M8.1%0.42%vs
Northeast Panhandle Teachers Federal Credit UnionCredit union Perryton, TX81 out of 100, Strong$22.0M21.4%0.79%vs

Deposit insurance

Is my money safe at First Priority Credit Union?

Yes. First Priority Credit Union is a federally insured credit union (NCUA charter #67542). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.9% of shares and deposits ($592K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.72%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

First Priority Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
First Priority Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67542
RSSD ID
655192
Primary regulator
State + NCUA
Established
1930
Headquarters
3165 S 27th Street, Abilene, TX 79605
Employees
3

Quick answers

First Priority Credit Union: common questions

Is First Priority Credit Union NCUA insured?

Yes. First Priority Credit Union is a federally insured credit union (NCUA charter #67542). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is First Priority Credit Union's TellerScore?

74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does First Priority Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Abilene

InstitutionScoreAssetsCapitalProblem loansCompare
Abilene Teachers Federal Credit UnionCredit union Abilene, TX95 out of 100, Very strong$690.4M18.8%0.31%vs
Citizens Federal Credit UnionCredit union Big Spring, TX90 out of 100, Very strong$201.9M14.6%0.13%vs
Haskell National BankBank Haskell, TX88 out of 100, Very strong$72.6M13.6%0.00%vs
Txdot Credit UnionCredit union Abilene, TX81 out of 100, Strong$18.2M17.2%0.54%vs
Centennial BankBank Conway, AR79 out of 100, Strong$24.6B12.6%0.55%vs
Avana BankBank Abilene, TX79 out of 100, Strong$39.6M17.5%0.00%vs