Side-by-side · Q2 2026 data
Bayou Community Federal Credit Union vs Caddo Parish Teachers Federal Credit Union
Credit union
Bayou Community Federal Credit Union
Saint Gabriel, Louisiana · Under $100 million in assets
Credit union
Caddo Parish Teachers Federal Credit Union
Shreveport, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Bayou Community Federal Credit Union | Caddo Parish Teachers Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 80 (stronger) |
| Capital cushion | 49 | 100 (stronger) |
| Loan quality | 81 (stronger) | 58 |
| Earnings | 65 (stronger) | 55 |
| Funding & liquidity | 73 | 100 (stronger) |
| Problem-loan coverage | 88 | 96 (stronger) |
| Peer percentile | 36th | 65th |
| Total assets | $17.7M | $17.0M |
| Deposits / shares | $15.8M | $12.9M |
| Capital ratio | 9.90% | 23.43% (stronger) |
| Problem loans | 0.56% (stronger) | 1.27% |
| Net charge-offs | 0.31% | -0.02% (stronger) |
| Return on assets | 1.13% (stronger) | 0.87% |
| Loans ÷ deposits | 87.2% | 51.3% (stronger) |
| Uninsured deposits | 1.3% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Caddo Parish Teachers Federal Credit Union has the higher TellerScore (80 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Bayou Community Federal Credit Union leads on 2 and Caddo Parish Teachers Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.