Side-by-side · Q2 2026 data
Bayou Community Federal Credit Union vs Tulane/Loyola Federal Credit Union
Credit union
Bayou Community Federal Credit Union
Saint Gabriel, Louisiana · Under $100 million in assets
Credit union
Tulane/Loyola Federal Credit Union
New Orleans, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Bayou Community Federal Credit Union | Tulane/Loyola Federal Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 27 |
| Capital cushion | 49 (stronger) | 17 |
| Loan quality | 81 (stronger) | 22 |
| Earnings | 65 (stronger) | 0 |
| Funding & liquidity | 73 | 78 (stronger) |
| Problem-loan coverage | 88 (stronger) | 47 |
| Peer percentile | 36th | 1st |
| Total assets | $17.7M | $15.3M |
| Deposits / shares | $15.8M | $14.1M |
| Capital ratio | 9.90% (stronger) | 6.68% |
| Problem loans | 0.56% (stronger) | 2.33% |
| Net charge-offs | 0.31% | 0.09% (stronger) |
| Return on assets | 1.13% (stronger) | -3.27% |
| Loans ÷ deposits | 87.2% | 82.5% (stronger) |
| Uninsured deposits | 1.3% | 1.3% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bayou Community Federal Credit Union has the higher TellerScore (68 vs 27). On the 7 directional measures above (where higher or lower is clearly better), Bayou Community Federal Credit Union leads on 4 and Tulane/Loyola Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.