Side-by-side · Q2 2026 data
Bayou Federal Credit Union vs University of Louisiana Federal Credit Union
Credit union
University of Louisiana Federal Credit Union
Lafayette, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Bayou Federal Credit Union | University of Louisiana Federal Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 62 |
| Capital cushion | 100 (stronger) | 64 |
| Loan quality | 90 (stronger) | 67 |
| Earnings | 47 (stronger) | 20 |
| Funding & liquidity | 80 | 89 (stronger) |
| Problem-loan coverage | 96 (stronger) | 89 |
| Peer percentile | 75th | 24th |
| Total assets | $82.5M | $61.5M |
| Deposits / shares | $69.0M | $56.6M |
| Capital ratio | 15.91% (stronger) | 11.39% |
| Problem loans | 0.30% (stronger) | 0.99% |
| Net charge-offs | 0.24% | 0.20% (stronger) |
| Return on assets | 0.67% (stronger) | 0.01% |
| Loans ÷ deposits | 80.5% | 71.3% (stronger) |
| Uninsured deposits | 4.4% (stronger) | 9.2% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bayou Federal Credit Union has the higher TellerScore (84 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Bayou Federal Credit Union leads on 5 and University of Louisiana Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.