TellerScore

University of Louisiana Federal Credit Union (NCUA charter #12570) is based in Lafayette, Louisiana. Its Q2 2026 call report shows $61.5M in total assets and $56.6M in member shares and deposits and 3 offices.

University of Louisiana Federal Credit Union has a TellerScore of 62 out of 100 (moderate) based on Q2 2026 data — higher than only 24% of its 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 94th. Funding & liquidity contributes the most (89/100, 71% loans-to-deposits, 9% uninsured); earnings contributes the least (20/100, 0.01%).

TellerScore · Q2 2026

Scorecard

Capital cushion64/100
Net worth ratio: 11.39%
Loan quality67/100
Loans 60+ days delinquent ÷ total loans: 0.99%
Earnings20/100
Return on assets (annualized): 0.01%
Funding & liquidity89/100
Loans ÷ shares: 71.3% · 9.2% uninsured
Problem-loan coverage89/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.69%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 10 points (72 → 62), mostly because the loan quality component weakened by 28 points.

TellerScore
606773Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202466
Q3 202460
Q4 202469
Q1 202573
Q2 202572
Q3 202571
Q4 202570
Q1 202669
Q2 202662
Net worth ratio
7.00%9.32%11.64%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.35%
Q3 202411.40%
Q4 202411.56%
Q1 202511.10%
Q2 202511.30%
Q3 202511.64%
Q4 202511.61%
Q1 202611.22%
Q2 202611.39%
Delinquent loans (60+ days)
0.06%0.52%0.99%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.32%
Q3 20240.95%
Q4 20240.40%
Q1 20250.06%
Q2 20250.15%
Q3 20250.30%
Q4 20250.49%
Q1 20260.36%
Q2 20260.99%
Return on assets
-0.28%0.06%0.40%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.28%
Q3 2024-0.24%
Q4 20240.14%
Q1 20250.34%
Q2 20250.34%
Q3 20250.38%
Q4 20250.40%
Q1 20260.17%
Q2 20260.01%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202662$61.5M11.39%0.99%0.01%71.3%
Q1 202669$62.6M11.22%0.36%0.17%69.6%
Q4 202570$60.2M11.61%0.49%0.40%75.7%
Q3 202571$59.5M11.64%0.30%0.38%77.9%
Q2 202572$60.7M11.30%0.15%0.34%78.5%
Q1 202573$61.3M11.10%0.06%0.34%72.3%
Q4 202469$58.4M11.56%0.40%0.14%76.3%
Q3 202460$57.6M11.40%0.95%-0.24%76.2%
Q2 202466$58.1M11.35%0.32%-0.28%73.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.39%
27th
Problem loans0.99%
40th
Net charge-offs0.20%
48th
Return on assets0.01%
20th
Loans to deposits71.3%
31st
Uninsured deposits9.2%
8th
Loan-loss reserves0.00%
37th
Texas ratio5.7%
26th

Similar-size credit unions in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
First Pioneers Federal Credit UnionCredit union Lafayette, LA64 out of 100, Moderate$60.9M11.1%0.89%vs
First Street Federal Credit UnionCredit union Deridder, LA93 out of 100, Very strong$60.6M16.3%0.20%vs
Post Office Employees Federal Credit UnionCredit union Shreveport, LA53 out of 100, Below average$60.4M11.8%2.59%vs
Calcasieu Teachers and Employees Credit UnionCredit union Lake Charles, LA86 out of 100, Very strong$62.9M16.3%0.13%vs
Baton Rouge City Parish Emp Federal Credit UnionCredit union Baton Rouge, LA96 out of 100, Very strong$58.2M22.0%0.33%vs
Gp Louisiana Federal Credit UnionCredit union Zachary, LA88 out of 100, Very strong$66.2M17.0%0.80%vs

Deposit insurance

Is my money safe at University of Louisiana Federal Credit Union?

Yes. University of Louisiana Federal Credit Union is a federally insured credit union (NCUA charter #12570). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 9.2% of shares and deposits ($5.2M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.39%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

University of Louisiana Federal Credit Union lists 3 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
University of Louisiana Federal Credit Union
Type
Federal credit union
NCUA charter #
12570
RSSD ID
621384
Primary regulator
NCUA
Established
1958
Headquarters
PO Box 43635, Lafayette, LA 70504
Employees
20

Quick answers

University of Louisiana Federal Credit Union: common questions

Is University of Louisiana Federal Credit Union NCUA insured?

Yes. University of Louisiana Federal Credit Union is a federally insured credit union (NCUA charter #12570). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is University of Louisiana Federal Credit Union's TellerScore?

62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does University of Louisiana Federal Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Lafayette

InstitutionScoreAssetsCapitalProblem loansCompare
Acadiana Medical Federal Credit UnionCredit union Lafayette, LA92 out of 100, Very strong$13.5M25.5%0.00%vs
South Louisiana BankBank Houma, LA91 out of 100, Very strong$659.8M15.3%0.45%vs
Gulf Coast BankBank Abbeville, LA86 out of 100, Very strong$513.7M14.7%0.63%vs
Currency BankBank Baton Rouge, LA86 out of 100, Very strong$248.5M13.4%0.14%vs
Bayou Federal Credit UnionCredit union Baton Rouge, LA84 out of 100, Strong$82.5M15.9%0.30%vs
Acadian Federal Credit UnionCredit union Lafayette, LA83 out of 100, Strong$20.9M11.9%0.02%vs