Side-by-side · Q2 2026 data
Bayou Federal Credit Union vs Wesla Federal Credit Union
Metric by metric
| Measure | Bayou Federal Credit Union | Wesla Federal Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 81 |
| Capital cushion | 100 (stronger) | 99 |
| Loan quality | 90 (stronger) | 66 |
| Earnings | 47 | 50 (stronger) |
| Funding & liquidity | 80 | 100 (stronger) |
| Problem-loan coverage | 96 (stronger) | 95 |
| Peer percentile | 75th | 68th |
| Total assets | $82.5M | $93.0M |
| Deposits / shares | $69.0M | $79.4M |
| Capital ratio | 15.91% (stronger) | 14.93% |
| Problem loans | 0.30% (stronger) | 1.02% |
| Net charge-offs | 0.24% (stronger) | 0.31% |
| Return on assets | 0.67% | 0.74% (stronger) |
| Loans ÷ deposits | 80.5% | 44.9% (stronger) |
| Uninsured deposits | 4.4% | 3.1% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bayou Federal Credit Union has the higher TellerScore (84 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Bayou Federal Credit Union leads on 4 and Wesla Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.