TellerScore

Wesla Federal Credit Union (NCUA charter #20749) is based in Shreveport, Louisiana. Its Q2 2026 call report shows $93.0M in total assets and $79.4M in member shares and deposits and 4 offices across 2 states.

Based on its Q2 2026 filing, Wesla Federal Credit Union scores 81/100, which we describe as strong. That is higher than 68% of 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 31st. Its strongest component is funding & liquidity (100/100; 45% loans-to-deposits, 3% uninsured), and its lowest is earnings (50/100; 0.74%).

TellerScore · Q2 2026

Scorecard

Capital cushion99/100
Net worth ratio: 14.93%
Loan quality66/100
Loans 60+ days delinquent ÷ total loans: 1.02%
Earnings50/100
Return on assets (annualized): 0.74%
Funding & liquidity100/100
Loans ÷ shares: 44.9% · 3.1% uninsured
Problem-loan coverage95/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.62%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (76 → 81), mostly because the loan quality component improved by 12 points.

TellerScore
768084Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202481
Q3 202483
Q4 202478
Q1 202583
Q2 202576
Q3 202584
Q4 202579
Q1 202679
Q2 202681
Net worth ratio
7.00%10.96%14.93%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.13%
Q3 202413.85%
Q4 202413.69%
Q1 202513.81%
Q2 202514.14%
Q3 202514.46%
Q4 202514.73%
Q1 202614.82%
Q2 202614.93%
Delinquent loans (60+ days)
0.08%0.73%1.38%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.08%
Q3 20240.21%
Q4 20240.34%
Q1 20250.45%
Q2 20251.38%
Q3 20250.67%
Q4 20251.19%
Q1 20261.37%
Q2 20261.02%
Return on assets
0.15%0.54%0.92%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.46%
Q3 20240.57%
Q4 20240.15%
Q1 20250.82%
Q2 20250.86%
Q3 20250.89%
Q4 20250.85%
Q1 20260.92%
Q2 20260.74%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202681$93.0M14.93%1.02%0.74%44.9%
Q1 202679$92.8M14.82%1.37%0.92%42.8%
Q4 202579$91.9M14.73%1.19%0.85%44.2%
Q3 202584$92.5M14.46%0.67%0.89%44.3%
Q2 202576$93.1M14.14%1.38%0.86%43.3%
Q1 202583$93.8M13.81%0.45%0.82%42.7%
Q4 202478$93.2M13.69%0.34%0.15%43.2%
Q3 202483$93.9M13.85%0.21%0.57%43.0%
Q2 202481$97.9M13.13%0.08%0.46%40.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.93%
54th
Problem loans1.02%
38th
Net charge-offs0.31%
39th
Return on assets0.74%
55th
Loans to deposits44.9%
71st
Uninsured deposits3.1%
35th
Loan-loss reserves0.00%
37th
Texas ratio2.6%
46th

Similar-size credit unions in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
Formation Federal Credit UnionCredit union Baton Rouge, LA76 out of 100, Strong$93.0M14.1%0.88%vs
Zellco Federal Credit UnionCredit union Bogalusa, LA89 out of 100, Very strong$94.5M31.9%0.73%vs
Bayou Federal Credit UnionCredit union Baton Rouge, LA84 out of 100, Strong$82.5M15.9%0.30%vs
Baton Rouge Fire Department Federal Credit UnionCredit union Baton Rouge, LA92 out of 100, Very strong$82.1M22.0%0.52%vs
Professional Fire Fighters Credit UnionCredit union Shreveport, LA81 out of 100, Strong$72.6M19.3%1.49%vs
Maple Federal Credit UnionCredit union Lafayette, LA78 out of 100, Strong$71.6M15.4%0.95%vs

Deposit insurance

Is my money safe at Wesla Federal Credit Union?

Yes. Wesla Federal Credit Union is a federally insured credit union (NCUA charter #20749). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.1% of shares and deposits ($2.5M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.93%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

Wesla Federal Credit Union lists 4 offices in 3 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Wesla Federal Credit Union
Type
Federal credit union
NCUA charter #
20749
RSSD ID
937487
Primary regulator
NCUA
Established
1971
Headquarters
P. O. Box 17770, Shreveport, LA 71138
Employees
21

Quick answers

Wesla Federal Credit Union: common questions

Is Wesla Federal Credit Union NCUA insured?

Yes. Wesla Federal Credit Union is a federally insured credit union (NCUA charter #20749). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Wesla Federal Credit Union's TellerScore?

81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Wesla Federal Credit Union have?

4 offices as of the latest NCUA data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Shreveport

InstitutionScoreAssetsCapitalProblem loansCompare
FSNB, National AssociationBank Lawton, OK96 out of 100, Very strong$478.3M17.5%0.36%vs
Shreveport Police Federal Credit UnionCredit union Shreveport, LA85 out of 100, Very strong$8.7M17.2%0.68%vs
Willis Knighton Federal Credit UnionCredit union Shreveport, LA85 out of 100, Very strong$46.1M18.5%0.32%vs
Avenue Baptist Brotherhood Federal Credit UnionCredit union Shreveport, LA84 out of 100, Strong$601K24.6%0.00%vs
City Bank & Trust Co.Bank Natchitoches, LA82 out of 100, Strong$382.0M11.4%0.00%vs
Red River BankBank Alexandria, LA82 out of 100, Strong$3.3B12.5%0.11%vs