Side-by-side · Q2 2026 data
Bayport Federal Credit Union vs University of VA Community Credit Union
Credit union
University of VA Community Credit Union
Charlottesville, Virginia · $1 billion – $10 billion
Metric by metric
| Measure | Bayport Federal Credit Union | University of VA Community Credit Union |
|---|---|---|
| TellerScore | 69 | 69 |
| Capital cushion | 63 (stronger) | 54 |
| Loan quality | 76 | 81 (stronger) |
| Earnings | 64 (stronger) | 51 |
| Funding & liquidity | 66 | 88 (stronger) |
| Problem-loan coverage | 88 | 92 (stronger) |
| Peer percentile | 54th | 54th |
| Total assets | $2.8B | $1.6B |
| Deposits / shares | $2.4B | $1.4B |
| Capital ratio | 11.33% (stronger) | 10.44% |
| Problem loans | 0.71% | 0.57% (stronger) |
| Net charge-offs | 1.00% | 0.44% (stronger) |
| Return on assets | 1.09% (stronger) | 0.77% |
| Loans ÷ deposits | 94.0% | 72.5% (stronger) |
| Uninsured deposits | 12.1% | 6.8% (stronger) |
| Offices | 14 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Bayport Federal Credit Union leads on 2 and University of VA Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.