Side-by-side · Q2 2026 data
BCB Community Bank vs First Bank
Metric by metric
| Measure | BCB Community Bank | First Bank |
|---|---|---|
| TellerScore | 28 | 59 (stronger) |
| Capital cushion | 54 (stronger) | 52 |
| Loan quality | 5 | 71 (stronger) |
| Earnings | 0 | 57 (stronger) |
| Funding & liquidity | 29 | 33 (stronger) |
| Problem-loan coverage | 58 | 88 (stronger) |
| Peer percentile | 0th | 19th |
| Total assets | $3.1B | $4.1B |
| Deposits / shares | $2.6B | $3.3B |
| Capital ratio | 10.38% (stronger) | 10.17% |
| Problem loans | 2.85% | 0.86% (stronger) |
| Net charge-offs | 0.78% | 0.40% (stronger) |
| Return on assets | -0.50% | 0.92% (stronger) |
| Loans ÷ deposits | 98.6% (stronger) | 100.1% |
| Uninsured deposits | 44.8% | 39.3% (stronger) |
| Offices | 27 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.5% |
First Bank has the higher TellerScore (59 vs 28). On the 7 directional measures above (where higher or lower is clearly better), BCB Community Bank leads on 2 and First Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.