Side-by-side · Q2 2026 data
Beach Cities Commercial Bank vs Icon Business Bank
Metric by metric
| Measure | Beach Cities Commercial Bank | Icon Business Bank |
|---|---|---|
| TellerScore | 58 (stronger) | 57 |
| Capital cushion | 48 | 69 (stronger) |
| Loan quality | 100 (stronger) | 93 |
| Earnings | 18 (stronger) | 0 |
| Funding & liquidity | 33 (stronger) | 20 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 16th | 14th |
| Total assets | $188.9M | $155.5M |
| Deposits / shares | $139.6M | $129.2M |
| Capital ratio | 9.81% | 11.94% (stronger) |
| Problem loans | 0.00% (stronger) | 0.22% |
| Net charge-offs | 0.00% (stronger) | 0.07% |
| Return on assets | -0.04% (stronger) | -0.88% |
| Loans ÷ deposits | 109.0% | 93.9% (stronger) |
| Uninsured deposits | 31.4% (stronger) | 56.7% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Beach Cities Commercial Bank has the higher TellerScore (58 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Beach Cities Commercial Bank leads on 5 and Icon Business Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.