Icon Business Bank is a state-chartered bank headquartered in Riverside, California. At the end of Q2 2026 it reported $155.5M in total assets and $129.2M in deposits, with 2 offices.
Based on its Q2 2026 filing, Icon Business Bank scores 57/100, which we describe as moderate. That is higher than only 14% of 2,650 banks with $100 million – $1 billion. Among 116 banks headquartered in California, it ranks 95th. Its strongest component is problem-loan coverage (97/100; 1.3%), and its lowest is earnings (0/100; -0.88%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (57 → 57).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 67 |
| Q3 2024 | 69 |
| Q4 2024 | 70 |
| Q1 2025 | 69 |
| Q2 2025 | 57 |
| Q3 2025 | 51 |
| Q4 2025 | 47 |
| Q1 2026 | 52 |
| Q2 2026 | 57 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 35.19% |
| Q3 2024 | 26.08% |
| Q4 2024 | 18.98% |
| Q1 2025 | 14.33% |
| Q2 2025 | 10.60% |
| Q3 2025 | 8.65% |
| Q4 2025 | 8.10% |
| Q1 2026 | 10.73% |
| Q2 2026 | 11.94% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.02% |
| Q2 2025 | 0.02% |
| Q3 2025 | 0.04% |
| Q4 2025 | 0.12% |
| Q1 2026 | 0.27% |
| Q2 2026 | 0.22% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -12.00% |
| Q3 2024 | -10.68% |
| Q4 2024 | -9.22% |
| Q1 2025 | -4.76% |
| Q2 2025 | -4.47% |
| Q3 2025 | -3.90% |
| Q4 2025 | -3.12% |
| Q1 2026 | -0.88% |
| Q2 2026 | -0.88% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 57 | $155.5M | 11.94% | 0.22% | -0.88% | 93.9% |
| Q1 2026 | 52 | $156.7M | 10.73% | 0.27% | -0.88% | 100.5% |
| Q4 2025 | 47 | $147.0M | 8.10% | 0.12% | -3.12% | 93.1% |
| Q3 2025 | 51 | $163.0M | 8.65% | 0.04% | -3.90% | 75.8% |
| Q2 2025 | 57 | $156.0M | 10.60% | 0.02% | -4.47% | 77.2% |
| Q1 2025 | 69 | $121.1M | 14.33% | 0.02% | -4.76% | 73.8% |
| Q4 2024 | 70 | $96.9M | 18.98% | 0.00% | -9.22% | 85.8% |
| Q3 2024 | 69 | $79.2M | 26.08% | 0.00% | -10.68% | 83.1% |
| Q2 2024 | 67 | $57.8M | 35.19% | 0.00% | -12.00% | 96.3% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in California
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of Whittier, National AssociationBank Whittier, CA | 87 out of 100, Very strong | $152.6M | 16.4% | 0.00% | vs |
| Beacon Business Bank, National AssociationBank San Francisco, CA | 69 out of 100, Moderate | $164.4M | 11.6% | 0.00% | vs |
| Hatch BankBank San Marcos, CA | 78 out of 100, Strong | $177.5M | 21.5% | 0.10% | vs |
| California Business BankBank Irvine, CA | 77 out of 100, Strong | $130.5M | 14.5% | 0.55% | vs |
| Eastern International BankBank Los Angeles, CA | 80 out of 100, Strong | $125.8M | 18.3% | 0.00% | vs |
| Beach Cities Commercial BankBank Irvine, CA | 58 out of 100, Moderate | $188.9M | 9.8% | 0.00% | vs |
Deposit insurance
Is my money safe at Icon Business Bank?
Yes. Icon Business Bank is an FDIC-insured institution (FDIC certificate #59314). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 56.7% of deposits ($73.3M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.94%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
Icon Business Bank lists 2 offices in 2 cities. Most locations:
- Riverside, CA (1)
- Santa Ana, CA (1)
Identity & history
Profile
- Legal name
- Icon Business Bank
- Type
- State-chartered bank
- FDIC certificate #
- 59314
- RSSD ID
- 5805228
- Primary regulator
- FDIC
- Holding company
- Icon Bcorp
- Established
- August 22, 2023
- Headquarters
- 3390 University Ave, Riverside, CA 92501
- Website
- www.iconbusinessbank.com
- Employees
- 26
Quick answers
Icon Business Bank: common questions
Is Icon Business Bank FDIC insured?
Yes. Icon Business Bank is an FDIC-insured institution (FDIC certificate #59314). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Icon Business Bank's TellerScore?
57 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Icon Business Bank ever failed?
There is no failure record for FDIC certificate #59314 in the FDIC failed bank list.
How many branches does Icon Business Bank have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Riverside
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Redlands City Employees Federal Credit UnionCredit union Redlands, CA | 94 out of 100, Very strong | $10.2M | 25.4% | 0.00% | vs |
| Ontario Public Employees Federal Credit UnionCredit union Ontario, CA | 87 out of 100, Very strong | $23.2M | 15.5% | 1.02% | vs |
| American Continental BankBank City Of Industry, CA | 87 out of 100, Very strong | $385.3M | 16.2% | 0.37% | vs |
| Community Commerce BankBank Claremont, CA | 84 out of 100, Strong | $422.7M | 15.3% | 0.00% | vs |
| Vida Federal Credit UnionCredit union Ontario, CA | 83 out of 100, Strong | $174.6M | 13.8% | 0.13% | vs |
| Calcom Federal Credit UnionCredit union Long Beach, CA | 82 out of 100, Strong | $83.9M | 16.3% | 0.42% | vs |