Side-by-side · Q2 2026 data
Beach Municipal Federal Credit Union vs Healthcare Systems Federal Credit Union
Credit union
Beach Municipal Federal Credit Union
Virginia Beach, Virginia · $100 million – $1 billion
Credit union
Healthcare Systems Federal Credit Union
Falls Church, Virginia · $100 million – $1 billion
Metric by metric
| Measure | Beach Municipal Federal Credit Union | Healthcare Systems Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 73 |
| Capital cushion | 91 (stronger) | 64 |
| Loan quality | 74 | 84 (stronger) |
| Earnings | 84 (stronger) | 42 |
| Funding & liquidity | 100 (stronger) | 99 |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 91st | 60th |
| Total assets | $194.7M | $135.5M |
| Deposits / shares | $167.6M | $120.6M |
| Capital ratio | 14.13% (stronger) | 11.41% |
| Problem loans | 0.78% | 0.49% (stronger) |
| Net charge-offs | 0.15% (stronger) | 0.37% |
| Return on assets | 1.60% (stronger) | 0.54% |
| Loans ÷ deposits | 56.3% (stronger) | 61.6% |
| Uninsured deposits | 10.7% | 1.6% (stronger) |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | — |
Beach Municipal Federal Credit Union has the higher TellerScore (87 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Beach Municipal Federal Credit Union leads on 5 and Healthcare Systems Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.