Side-by-side · Q2 2026 data
Beacon Bank and Trust vs Eastern Bank
Metric by metric
| Measure | Beacon Bank and Trust | Eastern Bank |
|---|---|---|
| TellerScore | 59 | 66 (stronger) |
| Capital cushion | 48 | 52 (stronger) |
| Loan quality | 70 | 84 (stronger) |
| Earnings | 62 | 65 (stronger) |
| Funding & liquidity | 40 | 43 (stronger) |
| Problem-loan coverage | 88 | 95 (stronger) |
| Peer percentile | 25th | 58th |
| Total assets | $22.2B | $31.1B |
| Deposits / shares | $18.6B | $26.1B |
| Capital ratio | 9.83% | 10.15% (stronger) |
| Problem loans | 0.90% | 0.47% (stronger) |
| Net charge-offs | 0.31% | 0.17% (stronger) |
| Return on assets | 1.05% | 1.13% (stronger) |
| Loans ÷ deposits | 94.3% | 88.0% (stronger) |
| Uninsured deposits | 38.3% (stronger) | 41.6% |
| Offices | 149 | 126 |
| CFPB complaints (3 yrs) | 83 | 76 |
| Complaints per $1B deposits | 4.5 | 2.9 (stronger) |
| Mortgage denial rate (HMDA) | 26.1% | 33.1% |
Eastern Bank has the higher TellerScore (66 vs 59). On the 8 directional measures above (where higher or lower is clearly better), Beacon Bank and Trust leads on 1 and Eastern Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.