Side-by-side · Q2 2026 data
Beacon Business Bank, National Association vs California Business Bank
Bank
Beacon Business Bank, National Association
San Francisco, California · $100 million – $1 billion
Metric by metric
| Measure | Beacon Business Bank, National Association | California Business Bank |
|---|---|---|
| TellerScore | 69 | 77 (stronger) |
| Capital cushion | 66 | 95 (stronger) |
| Loan quality | 100 (stronger) | 82 |
| Earnings | 31 | 49 (stronger) |
| Funding & liquidity | 51 | 56 (stronger) |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 40th | 68th |
| Total assets | $164.4M | $130.5M |
| Deposits / shares | $134.2M | $108.4M |
| Capital ratio | 11.63% | 14.46% (stronger) |
| Problem loans | 0.00% (stronger) | 0.55% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.28% | 0.72% (stronger) |
| Loans ÷ deposits | 85.6% (stronger) | 85.7% |
| Uninsured deposits | 36.5% | 31.7% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
California Business Bank has the higher TellerScore (77 vs 69). On the 6 directional measures above (where higher or lower is clearly better), Beacon Business Bank, National Association leads on 2 and California Business Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.