California Business Bank is a state-chartered bank headquartered in Irvine, California, in business for about 21 years. At the end of Q2 2026 it reported $130.5M in total assets and $108.4M in deposits, with 1 office.
California Business Bank has a TellerScore of 77 out of 100 (strong) based on Q2 2026 data — higher than 68% of its 2,650 banks with $100 million – $1 billion. Among 116 banks headquartered in California, it ranks 29th. Capital cushion contributes the most (95/100, 14.46%); earnings contributes the least (49/100, 0.72%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 14 points (63 → 77), mostly because the loan quality component improved by 44 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 79 |
| Q3 2024 | 54 |
| Q4 2024 | 57 |
| Q1 2025 | 62 |
| Q2 2025 | 63 |
| Q3 2025 | 64 |
| Q4 2025 | 58 |
| Q1 2026 | 78 |
| Q2 2026 | 77 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 16.27% |
| Q3 2024 | 15.97% |
| Q4 2024 | 16.46% |
| Q1 2025 | 15.93% |
| Q2 2025 | 15.29% |
| Q3 2025 | 13.78% |
| Q4 2025 | 14.01% |
| Q1 2026 | 14.79% |
| Q2 2026 | 14.46% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.03% |
| Q3 2024 | 2.94% |
| Q4 2024 | 2.38% |
| Q1 2025 | 2.19% |
| Q2 2025 | 1.86% |
| Q3 2025 | 1.73% |
| Q4 2025 | 2.34% |
| Q1 2026 | 0.49% |
| Q2 2026 | 0.55% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.35% |
| Q3 2024 | 0.49% |
| Q4 2024 | 0.49% |
| Q1 2025 | 0.69% |
| Q2 2025 | 0.50% |
| Q3 2025 | 0.46% |
| Q4 2025 | 0.75% |
| Q1 2026 | 0.73% |
| Q2 2026 | 0.72% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 77 | $130.5M | 14.46% | 0.55% | 0.72% | 85.7% |
| Q1 2026 | 78 | $122.2M | 14.79% | 0.49% | 0.73% | 93.9% |
| Q4 2025 | 58 | $122.0M | 14.01% | 2.34% | 0.75% | 88.9% |
| Q3 2025 | 64 | $128.3M | 13.78% | 1.73% | 0.46% | 79.1% |
| Q2 2025 | 63 | $115.5M | 15.29% | 1.86% | 0.50% | 94.4% |
| Q1 2025 | 62 | $109.9M | 15.93% | 2.19% | 0.69% | 95.6% |
| Q4 2024 | 57 | $106.6M | 16.46% | 2.38% | 0.49% | 101.8% |
| Q3 2024 | 54 | $106.9M | 15.97% | 2.94% | 0.49% | 87.1% |
| Q2 2024 | 79 | $100.8M | 16.27% | 0.03% | 0.35% | 92.4% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in California
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Eastern International BankBank Los Angeles, CA | 80 out of 100, Strong | $125.8M | 18.3% | 0.00% | vs |
| California International Bank, N.A.Bank Westminster, CA | 89 out of 100, Very strong | $120.9M | 13.5% | 0.00% | vs |
| Legacy BankBank Murrieta, CA | 38 out of 100, Low | $112.8M | 8.3% | 1.61% | vs |
| Bank of Whittier, National AssociationBank Whittier, CA | 87 out of 100, Very strong | $152.6M | 16.4% | 0.00% | vs |
| Icon Business BankBank Riverside, CA | 57 out of 100, Moderate | $155.5M | 11.9% | 0.22% | vs |
| California Pacific BankBank Hayward, CA | 56 out of 100, Moderate | $102.6M | 41.0% | 15.93% | vs |
Deposit insurance
Is my money safe at California Business Bank?
Yes. California Business Bank is an FDIC-insured institution (FDIC certificate #58037). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 31.7% of deposits ($34.3M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 14.46%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 21.00% (benchmark: 10%).
1 location
Branches
California Business Bank lists 1 office in 1 city. Most locations:
- Irvine, CA (1)
Identity & history
Profile
- Legal name
- California Business Bank
- Type
- State-chartered bank
- FDIC certificate #
- 58037
- RSSD ID
- 3390337
- Primary regulator
- FDIC
- Established
- November 1, 2005
- Headquarters
- 3200 El Camino Real, Irvine, CA 92602
- Employees
- 18
Quick answers
California Business Bank: common questions
Is California Business Bank FDIC insured?
Yes. California Business Bank is an FDIC-insured institution (FDIC certificate #58037). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is California Business Bank's TellerScore?
77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has California Business Bank ever failed?
There is no failure record for FDIC certificate #58037 in the FDIC failed bank list.
How many branches does California Business Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Irvine
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Capital Bank and Trust CompanyBank Irvine, CA | 94 out of 100, Very strong | $266.1M | 79.3% | 0.00% | vs |
| Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA | 92 out of 100, Very strong | $1.7B | 15.5% | 0.60% | vs |
| Long Beach Firemen S Credit UnionCredit union Long Beach, CA | 91 out of 100, Very strong | $201.5M | 29.4% | 0.02% | vs |
| Santa Ana Federal Credit UnionCredit union Santa Ana, CA | 90 out of 100, Very strong | $111.6M | 13.5% | 0.06% | vs |
| California International Bank, N.A.Bank Westminster, CA | 89 out of 100, Very strong | $120.9M | 13.5% | 0.00% | vs |
| Certified Federal Credit UnionCredit union El Monte, CA | 88 out of 100, Very strong | $925.3M | 20.7% | 0.37% | vs |