Side-by-side · Q2 2026 data
Beacon Community Credit Union vs Greater Kentucky CU, Inc. Credit Union
Credit union
Greater Kentucky CU, Inc. Credit Union
Lexington, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Beacon Community Credit Union | Greater Kentucky CU, Inc. Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 65 |
| Capital cushion | 73 (stronger) | 67 |
| Loan quality | 85 (stronger) | 75 |
| Earnings | 21 | 27 (stronger) |
| Funding & liquidity | 100 (stronger) | 75 |
| Problem-loan coverage | 97 (stronger) | 90 |
| Peer percentile | 44th | 30th |
| Total assets | $72.1M | $86.5M |
| Deposits / shares | $62.9M | $75.8M |
| Capital ratio | 12.29% (stronger) | 11.74% |
| Problem loans | 0.44% (stronger) | 0.76% |
| Net charge-offs | 1.63% | 0.28% (stronger) |
| Return on assets | 0.03% | 0.17% (stronger) |
| Loans ÷ deposits | 46.2% (stronger) | 84.9% |
| Uninsured deposits | 3.9% (stronger) | 12.8% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Beacon Community Credit Union has the higher TellerScore (72 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Beacon Community Credit Union leads on 5 and Greater Kentucky CU, Inc. Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.