Side-by-side · Q2 2026 data
Beacon Community Credit Union vs Kemba Louisville Credit Union
Credit union
Kemba Louisville Credit Union
Louisville, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Beacon Community Credit Union | Kemba Louisville Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 65 |
| Capital cushion | 73 | 100 (stronger) |
| Loan quality | 85 (stronger) | 9 |
| Earnings | 21 | 44 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 44th | 30th |
| Total assets | $72.1M | $59.3M |
| Deposits / shares | $62.9M | $46.3M |
| Capital ratio | 12.29% | 20.80% (stronger) |
| Problem loans | 0.44% (stronger) | 2.72% |
| Net charge-offs | 1.63% (stronger) | 2.23% |
| Return on assets | 0.03% | 0.60% (stronger) |
| Loans ÷ deposits | 46.2% | 25.5% (stronger) |
| Uninsured deposits | 3.9% (stronger) | 4.1% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Beacon Community Credit Union has the higher TellerScore (72 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Beacon Community Credit Union leads on 4 and Kemba Louisville Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.