Side-by-side · Q2 2026 data
Beacon Community Credit Union vs Louisville Gas and Electric Company Credit Union
Credit union
Louisville Gas and Electric Company Credit Union
Louisville, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Beacon Community Credit Union | Louisville Gas and Electric Company Credit Union |
|---|---|---|
| TellerScore | 72 | 82 (stronger) |
| Capital cushion | 73 | 100 (stronger) |
| Loan quality | 85 (stronger) | 71 |
| Earnings | 21 | 49 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 (stronger) | 95 |
| Peer percentile | 44th | 70th |
| Total assets | $72.1M | $50.4M |
| Deposits / shares | $62.9M | $42.6M |
| Capital ratio | 12.29% | 15.48% (stronger) |
| Problem loans | 0.44% (stronger) | 0.87% |
| Net charge-offs | 1.63% | 0.13% (stronger) |
| Return on assets | 0.03% | 0.73% (stronger) |
| Loans ÷ deposits | 46.2% (stronger) | 53.6% |
| Uninsured deposits | 3.9% (stronger) | 10.8% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Louisville Gas and Electric Company Credit Union has the higher TellerScore (82 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Beacon Community Credit Union leads on 3 and Louisville Gas and Electric Company Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.