Side-by-side · Q2 2026 data
Beacon Federal Credit Union vs Santa Fe Federal Credit Union
Metric by metric
| Measure | Beacon Federal Credit Union | Santa Fe Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 73 (stronger) |
| Capital cushion | 37 | 79 (stronger) |
| Loan quality | 86 (stronger) | 84 |
| Earnings | 31 (stronger) | 28 |
| Funding & liquidity | 100 (stronger) | 87 |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 29th | 60th |
| Total assets | $214.7M | $214.8M |
| Deposits / shares | $197.1M | $184.2M |
| Capital ratio | 8.74% | 12.90% (stronger) |
| Problem loans | 0.41% (stronger) | 0.48% |
| Net charge-offs | 0.44% (stronger) | 1.05% |
| Return on assets | 0.27% (stronger) | 0.20% |
| Loans ÷ deposits | 50.0% (stronger) | 73.1% |
| Uninsured deposits | 4.3% (stronger) | 8.6% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.7% | — |
Santa Fe Federal Credit Union has the higher TellerScore (73 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Beacon Federal Credit Union leads on 5 and Santa Fe Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.