Side-by-side · Q2 2026 data
Beardstown Savings s.b. vs The Family Credit Union
Metric by metric
| Measure | Beardstown Savings s.b. | The Family Credit Union |
|---|---|---|
| TellerScore | 64 | 75 (stronger) |
| Capital cushion | 55 | 90 (stronger) |
| Loan quality | 62 | 63 (stronger) |
| Earnings | 49 (stronger) | 41 |
| Funding & liquidity | 88 | 99 (stronger) |
| Problem-loan coverage | 86 | 90 (stronger) |
| Peer percentile | 24th | 66th |
| Total assets | $79.5M | $253.3M |
| Deposits / shares | $60.8M | $216.0M |
| Capital ratio | 10.55% | 13.99% (stronger) |
| Problem loans | 1.15% | 1.10% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.99% |
| Return on assets | 0.72% (stronger) | 0.52% |
| Loans ÷ deposits | 69.4% | 61.5% (stronger) |
| Uninsured deposits | 17.6% | 5.5% (stronger) |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Family Credit Union has the higher TellerScore (75 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Beardstown Savings s.b. leads on 2 and The Family Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Beardstown, IL