Side-by-side · Q2 2026 data
Bedford Loan & Deposit Bank vs Advanz Federal Credit Union
Metric by metric
| Measure | Bedford Loan & Deposit Bank | Advanz Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 85 (stronger) |
| Capital cushion | 96 | 100 (stronger) |
| Loan quality | 58 | 82 (stronger) |
| Earnings | 55 (stronger) | 51 |
| Funding & liquidity | 84 | 100 (stronger) |
| Problem-loan coverage | 86 | 97 (stronger) |
| Peer percentile | 64th | 87th |
| Total assets | $121.8M | $161.6M |
| Deposits / shares | $103.5M | $135.5M |
| Capital ratio | 14.61% | 15.63% (stronger) |
| Problem loans | 1.27% | 0.54% (stronger) |
| Net charge-offs | 0.26% (stronger) | 0.30% |
| Return on assets | 0.87% (stronger) | 0.78% |
| Loans ÷ deposits | 75.8% | 51.5% (stronger) |
| Uninsured deposits | 12.0% | 4.0% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.3% |
Advanz Federal Credit Union has the higher TellerScore (85 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Bedford Loan & Deposit Bank leads on 2 and Advanz Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.