Side-by-side · Q2 2026 data
Bee Federal Credit Union vs Choptank Electric Coop Employ Federal Credit Union
Credit union
Choptank Electric Coop Employ Federal Credit Union
Denton, Maryland · Under $100 million in assets
Metric by metric
| Measure | Bee Federal Credit Union | Choptank Electric Coop Employ Federal Credit Union |
|---|---|---|
| TellerScore | 58 | 66 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 4 (stronger) | 0 |
| Earnings | 16 | 60 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 91 | 92 (stronger) |
| Peer percentile | 19th | 32nd |
| Total assets | $7.9M | $2.7M |
| Deposits / shares | $6.2M | $1.9M |
| Capital ratio | 21.59% | 30.04% (stronger) |
| Problem loans | 2.88% (stronger) | 4.46% |
| Net charge-offs | 1.75% | -0.11% (stronger) |
| Return on assets | -0.10% | 0.99% (stronger) |
| Loans ÷ deposits | 43.5% | 37.6% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Choptank Electric Coop Employ Federal Credit Union has the higher TellerScore (66 vs 58). On the 6 directional measures above (where higher or lower is clearly better), Bee Federal Credit Union leads on 1 and Choptank Electric Coop Employ Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.