Headquartered in Salisbury, Maryland, Bee Federal Credit Union is a federal credit union with $7.9M in total assets and $6.2M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1954.
Bee Federal Credit Union has a TellerScore of 58 out of 100 (moderate) based on Q2 2026 data — higher than only 19% of its 2,479 credit unions with under $100 million in assets. Among 60 credit unions headquartered in Maryland, it ranks 46th. Capital cushion contributes the most (100/100, 21.59%); loan quality contributes the least (4/100, 2.88%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (59 → 58).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 76 |
| Q3 2024 | 59 |
| Q4 2024 | 58 |
| Q1 2025 | 59 |
| Q2 2025 | 59 |
| Q3 2025 | 61 |
| Q4 2025 | 62 |
| Q1 2026 | 60 |
| Q2 2026 | 58 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 20.66% |
| Q3 2024 | 21.63% |
| Q4 2024 | 21.86% |
| Q1 2025 | 21.65% |
| Q2 2025 | 21.53% |
| Q3 2025 | 21.90% |
| Q4 2025 | 22.16% |
| Q1 2026 | 21.93% |
| Q2 2026 | 21.59% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.29% |
| Q3 2024 | 3.42% |
| Q4 2024 | 4.67% |
| Q1 2025 | 5.65% |
| Q2 2025 | 3.27% |
| Q3 2025 | 2.37% |
| Q4 2025 | 2.77% |
| Q1 2026 | 2.47% |
| Q2 2026 | 2.88% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.40% |
| Q3 2024 | 0.19% |
| Q4 2024 | 0.07% |
| Q1 2025 | 0.24% |
| Q2 2025 | 0.09% |
| Q3 2025 | -0.26% |
| Q4 2025 | 0.19% |
| Q1 2026 | -0.34% |
| Q2 2026 | -0.10% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 58 | $7.9M | 21.59% | 2.88% | -0.10% | 43.5% |
| Q1 2026 | 60 | $7.8M | 21.93% | 2.47% | -0.34% | 45.9% |
| Q4 2025 | 62 | $7.7M | 22.16% | 2.77% | 0.19% | 48.5% |
| Q3 2025 | 61 | $7.7M | 21.90% | 2.37% | -0.26% | 50.2% |
| Q2 2025 | 59 | $7.9M | 21.53% | 3.27% | 0.09% | 48.9% |
| Q1 2025 | 59 | $7.8M | 21.65% | 5.65% | 0.24% | 48.9% |
| Q4 2024 | 58 | $7.7M | 21.86% | 4.67% | 0.07% | 51.2% |
| Q3 2024 | 59 | $7.9M | 21.63% | 3.42% | 0.19% | 49.0% |
| Q2 2024 | 76 | $8.3M | 20.66% | 1.29% | 0.40% | 45.5% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Maryland
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Local 355 Md Federal Credit UnionCredit union Baltimore, MD | 54 out of 100, Below average | $5.8M | 19.4% | 7.99% | vs |
| Masters, Mates & Pilots (Mm&p) Federal Credit UnionCredit union Linthicum, MD | 76 out of 100, Strong | $4.0M | 10.3% | 0.00% | vs |
| Mvp Postal and Printing Federal Credit UnionCredit union Gaithersburg, MD | 37 out of 100, Low | $3.7M | 9.6% | 3.90% | vs |
| 1897 Federal Credit UnionCredit union Salisbury, MD | 84 out of 100, Strong | $3.6M | 29.5% | 0.00% | vs |
| Capital Area Taiwanese Federal Credit UnionCredit union Rockville, MD | 73 out of 100, Strong | $12.6M | 11.2% | 0.00% | vs |
| Choptank Electric Coop Employ Federal Credit UnionCredit union Denton, MD | 66 out of 100, Moderate | $2.7M | 30.0% | 4.46% | vs |
Deposit insurance
Is my money safe at Bee Federal Credit Union?
Yes. Bee Federal Credit Union is a federally insured credit union (NCUA charter #9893). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 21.59%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Bee Federal Credit Union lists 1 office in 1 city. Most locations:
- Salisbury, MD (1)
Identity & history
Profile
- Legal name
- Bee Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 9893
- RSSD ID
- 3588
- Primary regulator
- NCUA
- Established
- 1954
- Headquarters
- 1414 S Division St, Salisbury, MD 21804
- Employees
- 9
Quick answers
Bee Federal Credit Union: common questions
Is Bee Federal Credit Union NCUA insured?
Yes. Bee Federal Credit Union is a federally insured credit union (NCUA charter #9893). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Bee Federal Credit Union's TellerScore?
58 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Bee Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Salisbury
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Hebron Savings BankBank Hebron, MD | 88 out of 100, Very strong | $838.8M | 13.4% | 0.08% | vs |
| 1897 Federal Credit UnionCredit union Salisbury, MD | 84 out of 100, Strong | $3.6M | 29.5% | 0.00% | vs |
| Tidemark Federal Credit UnionCredit union Seaford, DE | 83 out of 100, Strong | $468.5M | 14.4% | 0.33% | vs |
| Calvin B. Taylor Banking Company of Berlin, MarylandBank Berlin, MD | 81 out of 100, Strong | $1.0B | 13.6% | 0.83% | vs |
| First Financial of Maryland Federal Credit UnionCredit union Sparks, MD | 79 out of 100, Strong | $1.4B | 16.7% | 0.54% | vs |
| First Shore Federal Savings and Loan AssociationBank Salisbury, MD | 78 out of 100, Strong | $366.5M | 17.4% | 0.82% | vs |