Side-by-side · Q2 2026 data
Befit Financial Federal Credit Union vs Diablo Valley Federal Credit Union
Credit union
Befit Financial Federal Credit Union
Vacaville, California · Under $100 million in assets
Credit union
Diablo Valley Federal Credit Union
Concord, California · Under $100 million in assets
Metric by metric
| Measure | Befit Financial Federal Credit Union | Diablo Valley Federal Credit Union |
|---|---|---|
| TellerScore | 60 | 72 (stronger) |
| Capital cushion | 50 | 59 (stronger) |
| Loan quality | 60 | 98 (stronger) |
| Earnings | 32 (stronger) | 23 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 88 | 100 (stronger) |
| Peer percentile | 22nd | 44th |
| Total assets | $38.2M | $40.1M |
| Deposits / shares | $34.1M | $35.6M |
| Capital ratio | 10.02% | 10.89% (stronger) |
| Problem loans | 1.20% | 0.05% (stronger) |
| Net charge-offs | 0.25% | 0.04% (stronger) |
| Return on assets | 0.30% (stronger) | 0.06% |
| Loans ÷ deposits | 55.7% | 55.3% (stronger) |
| Uninsured deposits | 5.2% | 0.9% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Diablo Valley Federal Credit Union has the higher TellerScore (72 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Befit Financial Federal Credit Union leads on 1 and Diablo Valley Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.