TellerScore

Headquartered in Concord, California, Diablo Valley Federal Credit Union is a federal credit union with $40.1M in total assets and $35.6M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1961.

Based on its Q2 2026 filing, Diablo Valley Federal Credit Union scores 72/100, which we describe as strong. That is higher than only 44% of 2,479 credit unions with under $100 million in assets. Among 238 credit unions headquartered in California, it ranks 107th. Its strongest component is funding & liquidity (100/100; 55% loans-to-deposits, 1% uninsured), and its lowest is earnings (23/100; 0.06%).

TellerScore · Q2 2026

Scorecard

Capital cushion59/100
Net worth ratio: 10.89%
Loan quality98/100
Loans 60+ days delinquent ÷ total loans: 0.05%
Earnings23/100
Return on assets (annualized): 0.06%
Funding & liquidity100/100
Loans ÷ shares: 55.3% · 0.9% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.23%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (71 → 72).

TellerScore
717374Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202472
Q3 202473
Q4 202474
Q1 202571
Q2 202571
Q3 202573
Q4 202573
Q1 202671
Q2 202672
Net worth ratio
7.00%9.00%10.99%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.87%
Q3 202410.12%
Q4 202410.61%
Q1 202510.57%
Q2 202510.41%
Q3 202510.80%
Q4 202510.99%
Q1 202610.84%
Q2 202610.89%
Delinquent loans (60+ days)
0.02%0.05%0.09%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.02%
Q3 20240.02%
Q4 20240.05%
Q1 20250.09%
Q2 20250.02%
Q3 20250.04%
Q4 20250.05%
Q1 20260.04%
Q2 20260.05%
Return on assets
-0.06%0.20%0.47%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.42%
Q3 20240.47%
Q4 20240.46%
Q1 20250.08%
Q2 20250.17%
Q3 20250.22%
Q4 20250.20%
Q1 2026-0.06%
Q2 20260.06%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202672$40.1M10.89%0.05%0.06%55.3%
Q1 202671$40.1M10.84%0.04%-0.06%51.6%
Q4 202573$39.6M10.99%0.05%0.20%57.8%
Q3 202573$40.2M10.80%0.04%0.22%57.0%
Q2 202571$41.4M10.41%0.02%0.17%55.5%
Q1 202571$40.5M10.57%0.09%0.08%56.5%
Q4 202474$40.3M10.61%0.05%0.46%57.8%
Q3 202473$41.8M10.12%0.02%0.47%54.5%
Q2 202472$42.3M9.87%0.02%0.42%52.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.89%
23rd
Problem loans0.05%
83rd
Net charge-offs0.04%
64th
Return on assets0.06%
22nd
Loans to deposits55.3%
55th
Uninsured deposits0.9%
55th
Loan-loss reserves0.00%
37th
Texas ratio0.2%
80th

Similar-size credit unions in California

InstitutionScoreAssetsCapitalProblem loansCompare
Golden Valley Federal Credit UnionCredit union Manteca, CA66 out of 100, Moderate$39.7M11.5%1.38%vs
Media City Credit UnionCredit union Burbank, CA79 out of 100, Strong$39.4M15.8%0.96%vs
Organized Labor Credit UnionCredit union Modesto, CA65 out of 100, Moderate$39.2M10.4%1.38%vs
Befit Financial Federal Credit UnionCredit union Vacaville, CA60 out of 100, Moderate$38.2M10.0%1.20%vs
Fox Federal Credit UnionCredit union Los Angeles, CA57 out of 100, Moderate$36.6M9.4%0.35%vs
Corrections Federal Credit UnionCredit union Soledad, CA58 out of 100, Moderate$36.1M8.5%0.07%vs

Deposit insurance

Is my money safe at Diablo Valley Federal Credit Union?

Yes. Diablo Valley Federal Credit Union is a federally insured credit union (NCUA charter #14409). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.9% of shares and deposits ($306K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 10.89%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Diablo Valley Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Diablo Valley Federal Credit Union
Type
Federal credit union
NCUA charter #
14409
RSSD ID
136888
Primary regulator
NCUA
Established
1961
Headquarters
1051 Detroit Ave Ste A, Concord, CA 94518
Employees
7

Quick answers

Diablo Valley Federal Credit Union: common questions

Is Diablo Valley Federal Credit Union NCUA insured?

Yes. Diablo Valley Federal Credit Union is a federally insured credit union (NCUA charter #14409). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Diablo Valley Federal Credit Union's TellerScore?

72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Diablo Valley Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Concord

InstitutionScoreAssetsCapitalProblem loansCompare
Northeast Community Federal Credit UnionCredit union San Francisco, CA100 out of 100, Very strong$15.2M32.6%0.00%vs
Bank of StocktonBank Stockton, CA94 out of 100, Very strong$5.0B19.9%0.08%vs
Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA92 out of 100, Very strong$1.7B15.5%0.60%vs
Smw 104 Federal Credit UnionCredit union Livermore, CA89 out of 100, Very strong$117.9M12.7%0.32%vs
San Francisco Federal Credit UnionCredit union San Francisco, CA86 out of 100, Very strong$1.6B13.6%0.15%vs
San Francisco Lee Federal Credit UnionCredit union San Francisco, CA85 out of 100, Very strong$10.7M53.3%0.00%vs