Side-by-side · Q2 2026 data
Befit Financial Federal Credit Union vs Fox Federal Credit Union
Credit union
Befit Financial Federal Credit Union
Vacaville, California · Under $100 million in assets
Metric by metric
| Measure | Befit Financial Federal Credit Union | Fox Federal Credit Union |
|---|---|---|
| TellerScore | 60 (stronger) | 57 |
| Capital cushion | 50 (stronger) | 44 |
| Loan quality | 60 | 88 (stronger) |
| Earnings | 32 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 88 | 95 (stronger) |
| Peer percentile | 22nd | 17th |
| Total assets | $38.2M | $36.6M |
| Deposits / shares | $34.1M | $33.0M |
| Capital ratio | 10.02% (stronger) | 9.39% |
| Problem loans | 1.20% | 0.35% (stronger) |
| Net charge-offs | 0.25% | 0.24% (stronger) |
| Return on assets | 0.30% (stronger) | -0.55% |
| Loans ÷ deposits | 55.7% (stronger) | 76.8% |
| Uninsured deposits | 5.2% (stronger) | 13.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Befit Financial Federal Credit Union has the higher TellerScore (60 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Befit Financial Federal Credit Union leads on 5 and Fox Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.