TellerScore

Fox Federal Credit Union is a federal credit union headquartered in Los Angeles, California, in business for about 61 years. At the end of Q2 2026 it reported $36.6M in total assets and $33.0M in member shares and deposits, with 2 offices.

Fox Federal Credit Union has a TellerScore of 57 out of 100 (moderate) based on Q2 2026 data — higher than only 17% of its 2,479 credit unions with under $100 million in assets. Among 238 credit unions headquartered in California, it ranks 196th. Problem-loan coverage contributes the most (95/100, 2.6%); earnings contributes the least (0/100, -0.55%).

TellerScore · Q2 2026

Scorecard

Capital cushion44/100
Net worth ratio: 9.39%
Loan quality88/100
Loans 60+ days delinquent ÷ total loans: 0.35%
Earnings0/100
Return on assets (annualized): -0.55%
Funding & liquidity83/100
Loans ÷ shares: 76.8% · 13.0% uninsured
Problem-loan coverage95/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.61%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (55 → 57), mostly because the earnings component weakened by 7 points.

TellerScore
525557Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202454
Q3 202454
Q4 202455
Q1 202553
Q2 202555
Q3 202552
Q4 202554
Q1 202657
Q2 202657
Net worth ratio
7.00%8.20%9.39%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.39%
Q3 20248.66%
Q4 20248.77%
Q1 20258.67%
Q2 20258.82%
Q3 20258.81%
Q4 20259.18%
Q1 20269.08%
Q2 20269.39%
Delinquent loans (60+ days)
0.35%0.53%0.71%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.38%
Q3 20240.50%
Q4 20240.37%
Q1 20250.56%
Q2 20250.53%
Q3 20250.71%
Q4 20250.65%
Q1 20260.35%
Q2 20260.35%
Return on assets
-0.74%-0.53%-0.32%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.65%
Q3 2024-0.74%
Q4 2024-0.55%
Q1 2025-0.58%
Q2 2025-0.32%
Q3 2025-0.44%
Q4 2025-0.48%
Q1 2026-0.73%
Q2 2026-0.55%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202657$36.6M9.39%0.35%-0.55%76.8%
Q1 202657$38.1M9.08%0.35%-0.73%74.4%
Q4 202554$38.5M9.18%0.65%-0.48%74.2%
Q3 202552$40.7M8.81%0.71%-0.44%71.7%
Q2 202555$41.4M8.82%0.53%-0.32%73.0%
Q1 202553$42.2M8.67%0.56%-0.58%72.5%
Q4 202455$42.5M8.77%0.37%-0.55%74.9%
Q3 202454$43.4M8.66%0.50%-0.74%76.1%
Q2 202454$45.7M8.39%0.38%-0.65%74.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.39%
12th
Problem loans0.35%
65th
Net charge-offs0.24%
43rd
Return on assets-0.55%
10th
Loans to deposits76.8%
24th
Uninsured deposits13.0%
4th
Loan-loss reserves0.00%
37th
Texas ratio2.6%
46th

Similar-size credit unions in California

InstitutionScoreAssetsCapitalProblem loansCompare
Corrections Federal Credit UnionCredit union Soledad, CA58 out of 100, Moderate$36.1M8.5%0.07%vs
Befit Financial Federal Credit UnionCredit union Vacaville, CA60 out of 100, Moderate$38.2M10.0%1.20%vs
El Monte Community Credit UnionCredit union El Monte, CA76 out of 100, Strong$34.4M10.4%0.06%vs
Greater Valley Credit UnionCredit union Fresno, CA87 out of 100, Very strong$34.4M14.4%0.00%vs
Utility District Credit UnionCredit union Oakland, CA71 out of 100, Strong$34.2M9.3%0.57%vs
Organized Labor Credit UnionCredit union Modesto, CA65 out of 100, Moderate$39.2M10.4%1.38%vs

Deposit insurance

Is my money safe at Fox Federal Credit Union?

Yes. Fox Federal Credit Union is a federally insured credit union (NCUA charter #16954). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 13.0% of shares and deposits ($4.3M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 9.39%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Fox Federal Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Fox Federal Credit Union
Type
Federal credit union
NCUA charter #
16954
RSSD ID
975881
Primary regulator
NCUA
Established
1965
Headquarters
Po Box 641849, Los Angeles, CA 90064
Employees
8

Quick answers

Fox Federal Credit Union: common questions

Is Fox Federal Credit Union NCUA insured?

Yes. Fox Federal Credit Union is a federally insured credit union (NCUA charter #16954). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Fox Federal Credit Union's TellerScore?

57 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Fox Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

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InstitutionScoreAssetsCapitalProblem loansCompare
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Asian Pacific National BankBank San Gabriel, CA89 out of 100, Very strong$56.9M20.1%0.00%vs
Hana Bank USA, National AssociationBank Fort Lee, NJ88 out of 100, Very strong$835.2M25.4%0.00%vs
Malaga Bank F.S.B.Bank Palos Verdes Peninsula, CA88 out of 100, Very strong$1.4B16.8%0.00%vs