Side-by-side · Q2 2026 data
Befit Financial Federal Credit Union vs Media City Credit Union
Credit union
Befit Financial Federal Credit Union
Vacaville, California · Under $100 million in assets
Metric by metric
| Measure | Befit Financial Federal Credit Union | Media City Credit Union |
|---|---|---|
| TellerScore | 60 | 79 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 60 | 68 (stronger) |
| Earnings | 32 | 39 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 88 | 95 (stronger) |
| Peer percentile | 22nd | 62nd |
| Total assets | $38.2M | $39.4M |
| Deposits / shares | $34.1M | $33.1M |
| Capital ratio | 10.02% | 15.79% (stronger) |
| Problem loans | 1.20% | 0.96% (stronger) |
| Net charge-offs | 0.25% | 0.19% (stronger) |
| Return on assets | 0.30% | 0.47% (stronger) |
| Loans ÷ deposits | 55.7% | 51.7% (stronger) |
| Uninsured deposits | 5.2% (stronger) | 13.6% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Media City Credit Union has the higher TellerScore (79 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Befit Financial Federal Credit Union leads on 1 and Media City Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.