Side-by-side · Q2 2026 data
Befit Financial Federal Credit Union vs Organized Labor Credit Union
Credit union
Befit Financial Federal Credit Union
Vacaville, California · Under $100 million in assets
Metric by metric
| Measure | Befit Financial Federal Credit Union | Organized Labor Credit Union |
|---|---|---|
| TellerScore | 60 | 65 (stronger) |
| Capital cushion | 50 | 54 (stronger) |
| Loan quality | 60 (stronger) | 54 |
| Earnings | 32 | 62 (stronger) |
| Funding & liquidity | 100 (stronger) | 90 |
| Problem-loan coverage | 88 | 89 (stronger) |
| Peer percentile | 22nd | 30th |
| Total assets | $38.2M | $39.2M |
| Deposits / shares | $34.1M | $34.9M |
| Capital ratio | 10.02% | 10.44% (stronger) |
| Problem loans | 1.20% (stronger) | 1.38% |
| Net charge-offs | 0.25% | -0.01% (stronger) |
| Return on assets | 0.30% | 1.05% (stronger) |
| Loans ÷ deposits | 55.7% | 44.6% (stronger) |
| Uninsured deposits | 5.2% (stronger) | 24.1% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Organized Labor Credit Union has the higher TellerScore (65 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Befit Financial Federal Credit Union leads on 2 and Organized Labor Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.