Side-by-side · Q2 2026 data
Beka Federal Credit Union vs Omega Psi Phi Fraternity Federal Credit Union
Credit union
Omega Psi Phi Fraternity Federal Credit Union
Toccoa, Georgia · Under $100 million in assets
Metric by metric
| Measure | Beka Federal Credit Union | Omega Psi Phi Fraternity Federal Credit Union |
|---|---|---|
| TellerScore | 63 (stronger) | 62 |
| Capital cushion | 80 (stronger) | 41 |
| Loan quality | 71 | 73 (stronger) |
| Earnings | 0 | 34 (stronger) |
| Funding & liquidity | 81 | 100 (stronger) |
| Problem-loan coverage | 91 | 94 (stronger) |
| Peer percentile | 26th | 24th |
| Total assets | $4.6M | $5.5M |
| Deposits / shares | $4.0M | $5.0M |
| Capital ratio | 12.97% (stronger) | 9.14% |
| Problem loans | 0.86% | 0.81% (stronger) |
| Net charge-offs | 2.55% | 1.10% (stronger) |
| Return on assets | -0.65% | 0.35% (stronger) |
| Loans ÷ deposits | 79.7% | 36.8% (stronger) |
| Uninsured deposits | 1.4% (stronger) | 12.4% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Beka Federal Credit Union has the higher TellerScore (63 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Beka Federal Credit Union leads on 3 and Omega Psi Phi Fraternity Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.