Omega Psi Phi Fraternity Federal Credit Union (NCUA charter #24234) is based in Toccoa, Georgia. Its Q2 2026 call report shows $5.5M in total assets and $5.0M in member shares and deposits and 1 office.
Omega Psi Phi Fraternity Federal Credit Union has a TellerScore of 62 out of 100 (moderate) based on Q2 2026 data — higher than only 24% of its 2,479 credit unions with under $100 million in assets. Among 71 credit unions headquartered in Georgia, it ranks 53rd. Funding & liquidity contributes the most (100/100, 37% loans-to-deposits, 12% uninsured); earnings contributes the least (34/100, 0.35%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (61 → 62).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 76 |
| Q3 2024 | 78 |
| Q4 2024 | 78 |
| Q1 2025 | 76 |
| Q2 2025 | 61 |
| Q3 2025 | 72 |
| Q4 2025 | 72 |
| Q1 2026 | 72 |
| Q2 2026 | 62 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.33% |
| Q3 2024 | 9.88% |
| Q4 2024 | 10.01% |
| Q1 2025 | 9.22% |
| Q2 2025 | 9.40% |
| Q3 2025 | 10.16% |
| Q4 2025 | 9.88% |
| Q1 2026 | 9.39% |
| Q2 2026 | 9.14% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.71% |
| Q3 2024 | 0.72% |
| Q4 2024 | 0.77% |
| Q1 2025 | 0.48% |
| Q2 2025 | 1.83% |
| Q3 2025 | 1.16% |
| Q4 2025 | 0.85% |
| Q1 2026 | 0.54% |
| Q2 2026 | 0.81% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.72% |
| Q3 2024 | 2.57% |
| Q4 2024 | 2.17% |
| Q1 2025 | 1.69% |
| Q2 2025 | 1.34% |
| Q3 2025 | 1.68% |
| Q4 2025 | 1.36% |
| Q1 2026 | 1.24% |
| Q2 2026 | 0.35% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 62 | $5.5M | 9.14% | 0.81% | 0.35% | 36.8% |
| Q1 2026 | 72 | $5.5M | 9.39% | 0.54% | 1.24% | 39.8% |
| Q4 2025 | 72 | $5.3M | 9.88% | 0.85% | 1.36% | 45.7% |
| Q3 2025 | 72 | $5.2M | 10.16% | 1.16% | 1.68% | 48.3% |
| Q2 2025 | 61 | $5.3M | 9.40% | 1.83% | 1.34% | 40.6% |
| Q1 2025 | 76 | $5.2M | 9.22% | 0.48% | 1.69% | 43.8% |
| Q4 2024 | 78 | $5.0M | 10.01% | 0.77% | 2.17% | 48.3% |
| Q3 2024 | 78 | $5.1M | 9.88% | 0.72% | 2.57% | 51.6% |
| Q2 2024 | 76 | $5.1M | 9.33% | 0.71% | 2.72% | 55.2% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Georgia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| E L C O Federal Credit UnionCredit union Elberton, GA | 84 out of 100, Strong | $5.3M | 20.1% | 0.78% | vs |
| Macon Firemen'S Credit UnionCredit union Macon, GA | 90 out of 100, Very strong | $5.9M | 27.1% | 0.56% | vs |
| Rig Employees Credit UnionCredit union Macon, GA | 69 out of 100, Moderate | $5.9M | 43.8% | 3.24% | vs |
| Brosnan Yard Federal Credit UnionCredit union Macon, GA | 67 out of 100, Moderate | $6.2M | 16.0% | 3.77% | vs |
| Ware County School Employees Federal Credit UnionCredit union Waycross, GA | 86 out of 100, Very strong | $6.3M | 14.1% | 0.00% | vs |
| Beka Federal Credit UnionCredit union Lindale, GA | 63 out of 100, Moderate | $4.6M | 13.0% | 0.86% | vs |
Deposit insurance
Is my money safe at Omega Psi Phi Fraternity Federal Credit Union?
Yes. Omega Psi Phi Fraternity Federal Credit Union is a federally insured credit union (NCUA charter #24234). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 12.4% of shares and deposits ($622K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 9.14%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Omega Psi Phi Fraternity Federal Credit Union lists 1 office in 1 city. Most locations:
- Toccoa, GA (1)
Identity & history
Profile
- Legal name
- Omega Psi Phi Fraternity Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 24234
- RSSD ID
- 175793
- Primary regulator
- NCUA
- Established
- 1986
- Headquarters
- 568 Liberty Hill Rd, c/o Peach Stat, Toccoa, GA 30577
Quick answers
Omega Psi Phi Fraternity Federal Credit Union: common questions
Is Omega Psi Phi Fraternity Federal Credit Union NCUA insured?
Yes. Omega Psi Phi Fraternity Federal Credit Union is a federally insured credit union (NCUA charter #24234). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Omega Psi Phi Fraternity Federal Credit Union's TellerScore?
62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Omega Psi Phi Fraternity Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Toccoa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Northeast Georgia BankBank Lavonia, GA | 93 out of 100, Very strong | $650.6M | 13.4% | 0.01% | vs |
| S. C. State Federal Credit UnionCredit union Columbia, SC | 91 out of 100, Very strong | $1.5B | 15.6% | 0.82% | vs |
| The Wright Credit UnionCredit union Toccoa, GA | 84 out of 100, Strong | $16.2M | 17.3% | 0.29% | vs |
| Rabun County BankBank Clayton, GA | 81 out of 100, Strong | $361.5M | 10.5% | 0.05% | vs |
| Oconee Federal Savings and Loan AssociationBank Seneca, SC | 78 out of 100, Strong | $679.4M | 13.6% | 0.33% | vs |
| Vallant BankBank Elberton, GA | 78 out of 100, Strong | $4.0B | 12.7% | 0.51% | vs |