Side-by-side · Q2 2026 data
Belgrade State Bank vs First State Bank of St. Charles, Missouri
Bank
First State Bank of St. Charles, Missouri
St. Charles, Missouri · $100 million – $1 billion
Metric by metric
| Measure | Belgrade State Bank | First State Bank of St. Charles, Missouri |
|---|---|---|
| TellerScore | 74 | 85 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 88 (stronger) | 87 |
| Earnings | 83 | 87 (stronger) |
| Funding & liquidity | 70 (stronger) | 43 |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 57th | 88th |
| Total assets | $548.0M | $535.2M |
| Deposits / shares | $495.3M | $400.8M |
| Capital ratio | 10.13% | 15.65% (stronger) |
| Problem loans | 0.35% (stronger) | 0.40% |
| Net charge-offs | 0.08% | -0.00% (stronger) |
| Return on assets | 1.58% | 1.67% (stronger) |
| Loans ÷ deposits | 82.3% (stronger) | 106.1% |
| Uninsured deposits | 21.6% (stronger) | 25.3% |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank of St. Charles, Missouri has the higher TellerScore (85 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Belgrade State Bank leads on 3 and First State Bank of St. Charles, Missouri on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.