Belgrade State Bank (FDIC certificate #12208) is based in Belgrade, Missouri. Its Q2 2026 call report shows $548.0M in total assets and $495.3M in deposits and 6 offices.
Belgrade State Bank has a TellerScore of 74 out of 100 (strong) based on Q2 2026 data — higher than 57% of its 2,650 banks with $100 million – $1 billion. Among 194 banks headquartered in Missouri, it ranks 82nd. Problem-loan coverage contributes the most (92/100, 4.2%); capital cushion contributes the least (51/100, 10.13%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (71 → 74), mostly because the capital cushion component improved by 5 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 74 |
| Q3 2024 | 73 |
| Q4 2024 | 70 |
| Q1 2025 | 73 |
| Q2 2025 | 71 |
| Q3 2025 | 57 |
| Q4 2025 | 65 |
| Q1 2026 | 72 |
| Q2 2026 | 74 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.29% |
| Q3 2024 | 9.41% |
| Q4 2024 | 9.46% |
| Q1 2025 | 9.66% |
| Q2 2025 | 9.64% |
| Q3 2025 | 9.76% |
| Q4 2025 | 9.66% |
| Q1 2026 | 9.81% |
| Q2 2026 | 10.13% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.03% |
| Q3 2024 | 0.16% |
| Q4 2024 | 0.38% |
| Q1 2025 | 0.25% |
| Q2 2025 | 0.48% |
| Q3 2025 | 1.97% |
| Q4 2025 | 0.84% |
| Q1 2026 | 0.42% |
| Q2 2026 | 0.35% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.36% |
| Q3 2024 | 1.40% |
| Q4 2024 | 1.34% |
| Q1 2025 | 1.41% |
| Q2 2025 | 1.57% |
| Q3 2025 | 1.54% |
| Q4 2025 | 1.33% |
| Q1 2026 | 1.48% |
| Q2 2026 | 1.58% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 74 | $548.0M | 10.13% | 0.35% | 1.58% | 82.3% |
| Q1 2026 | 72 | $537.8M | 9.81% | 0.42% | 1.48% | 79.2% |
| Q4 2025 | 65 | $534.8M | 9.66% | 0.84% | 1.33% | 78.2% |
| Q3 2025 | 57 | $519.6M | 9.76% | 1.97% | 1.54% | 80.5% |
| Q2 2025 | 71 | $507.6M | 9.64% | 0.48% | 1.57% | 80.9% |
| Q1 2025 | 73 | $491.6M | 9.66% | 0.25% | 1.41% | 80.4% |
| Q4 2024 | 70 | $470.7M | 9.46% | 0.38% | 1.34% | 81.8% |
| Q3 2024 | 73 | $469.1M | 9.41% | 0.16% | 1.40% | 79.4% |
| Q2 2024 | 74 | $452.1M | 9.29% | 0.03% | 1.36% | 79.4% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Missouri
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First State Bank of St. Charles, MissouriBank St. Charles, MO | 85 out of 100, Very strong | $535.2M | 15.6% | 0.40% | vs |
| Farmers Bank of Northern MissouriBank Unionville, MO | 83 out of 100, Strong | $566.5M | 12.7% | 0.26% | vs |
| Table Rock Community BankBank Kimberling City, MO | 65 out of 100, Moderate | $568.9M | 8.3% | 0.24% | vs |
| United Bank of UnionBank Union, MO | 48 out of 100, Below average | $577.5M | 9.6% | 2.36% | vs |
| Connections BankBank Platte City, MO | 78 out of 100, Strong | $516.6M | 9.8% | 0.00% | vs |
| The Callaway BankBank Fulton, MO | 67 out of 100, Moderate | $511.5M | 10.1% | 0.78% | vs |
Deposit insurance
Is my money safe at Belgrade State Bank?
Yes. Belgrade State Bank is an FDIC-insured institution (FDIC certificate #12208). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 21.6% of deposits ($106.8M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.13%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 16.29% (benchmark: 10%).
6 locations
Branches
Belgrade State Bank lists 4 offices in 4 cities. Most locations:
- Belgrade, MO (1)
- Desloge, MO (1)
- Farmington, MO (1)
- Potosi, MO (1)
Identity & history
Profile
- Legal name
- Belgrade State Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 12208
- RSSD ID
- 761244
- Primary regulator
- FED
- Holding company
- Turner Bancshares Inc
- Established
- June 19, 1906
- Headquarters
- 14185 Highway C, Belgrade, MO 63622
- Website
- belgradestatebank.com
- Employees
- 86
Quick answers
Belgrade State Bank: common questions
Is Belgrade State Bank FDIC insured?
Yes. Belgrade State Bank is an FDIC-insured institution (FDIC certificate #12208). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Belgrade State Bank's TellerScore?
74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Belgrade State Bank ever failed?
There is no failure record for FDIC certificate #12208 in the FDIC failed bank list.
How many branches does Belgrade State Bank have?
6 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Belgrade
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| New Era BankBank Fredericktown, MO | 95 out of 100, Very strong | $453.1M | 14.0% | 0.02% | vs |
| Ozarks Federal Savings and Loan AssociationBank Farmington, MO | 76 out of 100, Strong | $277.2M | 15.1% | 0.95% | vs |
| First State Community BankBank Farmington, MO | 73 out of 100, Strong | $4.5B | 11.7% | 1.07% | vs |
| Great Southern BankBank Reeds Spring, MO | 73 out of 100, Strong | $5.5B | 11.3% | 0.02% | vs |
| Southeast Missouri Community Credit UnionCredit union Park Hills, MO | 68 out of 100, Moderate | $6.4M | 8.7% | 0.18% | vs |
| U.S. Bank National AssociationBank Cincinnati, OH | 55 out of 100, Moderate | $705.6B | 9.5% | 1.45% | vs |