Side-by-side · Q2 2026 data
Belgrade State Bank vs First State Community Bank
Metric by metric
| Measure | Belgrade State Bank | First State Community Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 73 |
| Capital cushion | 51 | 67 (stronger) |
| Loan quality | 88 (stronger) | 64 |
| Earnings | 83 | 93 (stronger) |
| Funding & liquidity | 70 (stronger) | 61 |
| Problem-loan coverage | 92 (stronger) | 87 |
| Peer percentile | 57th | 70th |
| Total assets | $548.0M | $4.5B |
| Deposits / shares | $495.3M | $3.8B |
| Capital ratio | 10.13% | 11.68% (stronger) |
| Problem loans | 0.35% (stronger) | 1.07% |
| Net charge-offs | 0.08% (stronger) | 0.12% |
| Return on assets | 1.58% | 1.82% (stronger) |
| Loans ÷ deposits | 82.3% (stronger) | 90.4% |
| Uninsured deposits | 21.6% (stronger) | 23.0% |
| Offices | 4 | 48 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.4% |
Belgrade State Bank has the higher TellerScore (74 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Belgrade State Bank leads on 5 and First State Community Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Farmington, MO
- Desloge, MO
- Potosi, MO