Side-by-side · Q2 2026 data
Bellevue State Bank vs First Central State Bank
Metric by metric
| Measure | Bellevue State Bank | First Central State Bank |
|---|---|---|
| TellerScore | 92 (stronger) | 83 |
| Capital cushion | 93 (stronger) | 84 |
| Loan quality | 95 (stronger) | 93 |
| Earnings | 100 (stronger) | 77 |
| Funding & liquidity | 70 (stronger) | 65 |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 97th | 84th |
| Total assets | $187.7M | $772.4M |
| Deposits / shares | $156.5M | $595.4M |
| Capital ratio | 14.32% (stronger) | 13.39% |
| Problem loans | 0.16% (stronger) | 0.21% |
| Net charge-offs | -0.00% (stronger) | 0.01% |
| Return on assets | 2.21% (stronger) | 1.43% |
| Loans ÷ deposits | 80.9% (stronger) | 82.4% |
| Uninsured deposits | 23.1% (stronger) | 26.7% |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.1% |
Bellevue State Bank has the higher TellerScore (92 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Bellevue State Bank leads on 7 and First Central State Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.