TellerScore

Bellevue State Bank (FDIC certificate #14415) is based in Bellevue, Iowa. Its Q2 2026 call report shows $187.7M in total assets and $156.5M in deposits and 1 office.

Bellevue State Bank has a TellerScore of 92 out of 100 (very strong) based on Q2 2026 data — higher than 97% of its 2,650 banks with $100 million – $1 billion. Among 226 banks headquartered in Iowa, it ranks 9th. Earnings contributes the most (100/100, 2.21%); funding & liquidity contributes the least (70/100, 81% loans-to-deposits, 23% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion93/100
Tier 1 leverage ratio: 14.32%
Loan quality95/100
Noncurrent loans ÷ total loans: 0.16%
Earnings100/100
Return on assets (annualized): 2.21%
Funding & liquidity70/100
Loans ÷ deposits and uninsured-deposit share: 80.9% · 23.1% uninsured
Problem-loan coverage98/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.78%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (86 → 92), mostly because the loan quality component improved by 20 points.

TellerScore
848892Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202487
Q3 202488
Q4 202484
Q1 202585
Q2 202586
Q3 202589
Q4 202590
Q1 202691
Q2 202692
Tier 1 leverage ratio
5.00%9.74%14.47%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202414.37%
Q3 202414.47%
Q4 202413.96%
Q1 202514.27%
Q2 202514.39%
Q3 202514.44%
Q4 202513.89%
Q1 202613.99%
Q2 202614.32%
Noncurrent loans
0.16%0.52%0.88%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.56%
Q3 20240.44%
Q4 20240.63%
Q1 20250.88%
Q2 20250.76%
Q3 20250.47%
Q4 20250.25%
Q1 20260.25%
Q2 20260.16%
Return on assets
1.70%1.98%2.26%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.75%
Q3 20241.76%
Q4 20241.70%
Q1 20251.82%
Q2 20251.84%
Q3 20251.88%
Q4 20251.93%
Q1 20262.26%
Q2 20262.21%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202692$187.7M14.32%0.16%2.21%80.9%
Q1 202691$181.0M13.99%0.25%2.26%81.3%
Q4 202590$188.5M13.89%0.25%1.93%78.8%
Q3 202589$171.6M14.44%0.47%1.88%78.4%
Q2 202586$172.7M14.39%0.76%1.84%78.1%
Q1 202585$168.9M14.27%0.88%1.82%77.5%
Q4 202484$172.4M13.96%0.63%1.70%83.9%
Q3 202488$162.0M14.47%0.44%1.76%83.5%
Q2 202487$157.7M14.37%0.56%1.75%80.4%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.32%
83rd
Total risk-based capital0.00%
24th
Problem loans0.16%
68th
Net charge-offs-0.00%
79th
Return on assets2.21%
91st
Net interest margin4.02%
55th
Efficiency ratio36.0%
98th
Loans to deposits80.9%
47th
Uninsured deposits23.1%
53rd
Loan-loss reserves1.22%
53rd
Texas ratio0.8%
73rd

Similar-size banks in Iowa

InstitutionScoreAssetsCapitalProblem loansCompare
Liberty Trust & Savings BankBank Durant, IA86 out of 100, Very strong$186.2M20.7%0.86%vs
Peoples Savings BankBank Wellsburg, IA56 out of 100, Moderate$189.1M9.9%1.19%vs
Farmers Trust & Savings BankBank Williamsburg, IA87 out of 100, Very strong$191.6M23.1%0.34%vs
Danville State Savings BankBank New London, IA61 out of 100, Moderate$182.6M12.4%2.27%vs
St. Ansgar State BankBank Saint Ansgar, IA70 out of 100, Strong$182.0M9.7%0.11%vs
Security Savings BankBank Gowrie, IA89 out of 100, Very strong$193.7M13.2%0.04%vs

Deposit insurance

Is my money safe at Bellevue State Bank?

Yes. Bellevue State Bank is an FDIC-insured institution (FDIC certificate #14415). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 23.1% of deposits ($36.2M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 14.32%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Bellevue State Bank lists 1 office in 1 city. Most locations:

  • Bellevue, IA (1)

All branch addresses and map

Identity & history

Profile

Legal name
Bellevue State Bank
Former names
First National Bank in Bellevue
Type
State-chartered bank
FDIC certificate #
14415
RSSD ID
178244
Primary regulator
FDIC
Holding company
Bellevue Stb Employee Stk Ownership Plan
Established
January 1, 1934
Headquarters
200 S 2nd St, Bellevue, IA 52031
Employees
14

Quick answers

Bellevue State Bank: common questions

Is Bellevue State Bank FDIC insured?

Yes. Bellevue State Bank is an FDIC-insured institution (FDIC certificate #14415). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Bellevue State Bank's TellerScore?

92 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Bellevue State Bank ever failed?

There is no failure record for FDIC certificate #14415 in the FDIC failed bank list.

How many branches does Bellevue State Bank have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Bellevue

InstitutionScoreAssetsCapitalProblem loansCompare
Dubuque Postal Employees Credit UnionCredit union Dubuque, IA92 out of 100, Very strong$4.3M15.3%0.00%vs
Citizens State BankBank Wyoming, IA91 out of 100, Very strong$137.7M17.9%0.25%vs
Maquoketa State BankBank Maquoketa, IA86 out of 100, Very strong$429.0M16.4%0.52%vs
First Central State BankBank Dewitt, IA83 out of 100, Strong$772.4M13.4%0.21%vs
The Clinton National BankBank Clinton, IA79 out of 100, Strong$396.4M13.4%0.53%vs
Blackhawk Area Credit UnionCredit union Savanna, IL79 out of 100, Strong$39.1M13.4%0.13%vs