Side-by-side · Q2 2026 data
Belmont Municipal Federal Credit Union vs Lynn Teachers Credit Union
Credit union
Belmont Municipal Federal Credit Union
Belmont, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | Belmont Municipal Federal Credit Union | Lynn Teachers Credit Union |
|---|---|---|
| TellerScore | 81 | 86 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 42 | 46 (stronger) |
| Earnings | 99 | 99 |
| Funding & liquidity | 79 | 100 (stronger) |
| Problem-loan coverage | 91 | 95 (stronger) |
| Peer percentile | 68th | 80th |
| Total assets | $3.7M | $5.2M |
| Deposits / shares | $2.9M | $4.1M |
| Capital ratio | 22.91% (stronger) | 20.44% |
| Problem loans | 1.73% | 1.62% (stronger) |
| Net charge-offs | 0.32% (stronger) | 0.34% |
| Return on assets | 1.97% | 1.98% (stronger) |
| Loans ÷ deposits | 80.9% | 44.1% (stronger) |
| Uninsured deposits | 7.7% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lynn Teachers Credit Union has the higher TellerScore (86 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Belmont Municipal Federal Credit Union leads on 2 and Lynn Teachers Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.