Side-by-side · Q2 2026 data
Belmont Savings Bank vs First Choice America Community Federal Credit Union
Credit union
First Choice America Community Federal Credit Union
Weirton, West Virginia · $100 million – $1 billion
Metric by metric
| Measure | Belmont Savings Bank | First Choice America Community Federal Credit Union |
|---|---|---|
| TellerScore | 65 | 96 (stronger) |
| Capital cushion | 86 | 100 (stronger) |
| Loan quality | 44 | 95 (stronger) |
| Earnings | 35 | 87 (stronger) |
| Funding & liquidity | 86 | 100 (stronger) |
| Problem-loan coverage | 82 | 100 (stronger) |
| Peer percentile | 29th | 99th |
| Total assets | $612.9M | $713.9M |
| Deposits / shares | $496.7M | $581.8M |
| Capital ratio | 13.63% | 18.15% (stronger) |
| Problem loans | 1.67% | 0.15% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 0.36% | 1.67% (stronger) |
| Loans ÷ deposits | 74.6% | 23.3% (stronger) |
| Uninsured deposits | 8.1% (stronger) | 13.2% |
| Offices | 4 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.8% |
First Choice America Community Federal Credit Union has the higher TellerScore (96 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Belmont Savings Bank leads on 1 and First Choice America Community Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.