Side-by-side · Q2 2026 data
Belmont Savings Bank, SSB vs Morganton Savings Bank, S.S.B.
Metric by metric
| Measure | Belmont Savings Bank, SSB | Morganton Savings Bank, S.S.B. |
|---|---|---|
| TellerScore | 69 | 81 (stronger) |
| Capital cushion | 79 | 100 (stronger) |
| Loan quality | 88 | 93 (stronger) |
| Earnings | 38 (stronger) | 35 |
| Funding & liquidity | 43 | 72 (stronger) |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 40th | 80th |
| Total assets | $161.0M | $114.5M |
| Deposits / shares | $111.3M | $77.7M |
| Capital ratio | 12.88% | 25.46% (stronger) |
| Problem loans | 0.37% | 0.21% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.45% (stronger) | 0.37% |
| Loans ÷ deposits | 121.4% | 84.7% (stronger) |
| Uninsured deposits | 21.8% | 18.3% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Morganton Savings Bank, S.S.B. has the higher TellerScore (81 vs 69). On the 6 directional measures above (where higher or lower is clearly better), Belmont Savings Bank, SSB leads on 1 and Morganton Savings Bank, S.S.B. on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.