Side-by-side · Q2 2026 data
Belmont Savings Bank, SSB vs Nantahala Bank & Trust Company
Metric by metric
| Measure | Belmont Savings Bank, SSB | Nantahala Bank & Trust Company |
|---|---|---|
| TellerScore | 69 | 73 (stronger) |
| Capital cushion | 79 (stronger) | 44 |
| Loan quality | 88 | 89 (stronger) |
| Earnings | 38 | 79 (stronger) |
| Funding & liquidity | 43 | 81 (stronger) |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 40th | 53rd |
| Total assets | $161.0M | $288.8M |
| Deposits / shares | $111.3M | $260.4M |
| Capital ratio | 12.88% (stronger) | 9.43% |
| Problem loans | 0.37% | 0.32% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.45% | 1.47% (stronger) |
| Loans ÷ deposits | 121.4% | 74.0% (stronger) |
| Uninsured deposits | 21.8% | 19.7% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Nantahala Bank & Trust Company has the higher TellerScore (73 vs 69). On the 6 directional measures above (where higher or lower is clearly better), Belmont Savings Bank, SSB leads on 1 and Nantahala Bank & Trust Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.