Side-by-side · Q2 2026 data
Ben E Keith Company Employees Federal Credit Union vs Unity One Credit Union
Credit union
Ben E Keith Company Employees Federal Credit Union
Fort Worth, Texas · Under $100 million in assets
Metric by metric
| Measure | Ben E Keith Company Employees Federal Credit Union | Unity One Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 51 |
| Capital cushion | 100 (stronger) | 34 |
| Loan quality | 64 | 67 (stronger) |
| Earnings | 91 (stronger) | 4 |
| Funding & liquidity | 100 (stronger) | 98 |
| Problem-loan coverage | 96 (stronger) | 86 |
| Peer percentile | 87th | 7th |
| Total assets | $11.9M | $275.9M |
| Deposits / shares | $9.4M | $260.0M |
| Capital ratio | 20.86% (stronger) | 8.39% |
| Problem loans | 1.07% | 0.98% (stronger) |
| Net charge-offs | 0.00% (stronger) | 1.07% |
| Return on assets | 1.78% (stronger) | -0.41% |
| Loans ÷ deposits | 47.8% (stronger) | 62.2% |
| Uninsured deposits | 1.5% (stronger) | 4.5% |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ben E Keith Company Employees Federal Credit Union has the higher TellerScore (89 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Ben E Keith Company Employees Federal Credit Union leads on 6 and Unity One Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.