TellerScore

Ben E Keith Company Employees Federal Credit Union is a federal credit union headquartered in Fort Worth, Texas, in business for about 91 years. At the end of Q2 2026 it reported $11.9M in total assets and $9.4M in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, Ben E Keith Company Employees Federal Credit Union scores 89/100, which we describe as very strong. That is higher than 87% of 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 47th. Its strongest component is capital cushion (100/100; 20.86%), and its lowest is loan quality (64/100; 1.07%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 20.86%
Loan quality64/100
Loans 60+ days delinquent ÷ total loans: 1.07%
Earnings91/100
Return on assets (annualized): 1.78%
Funding & liquidity100/100
Loans ÷ shares: 47.8% · 1.5% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.94%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 9 points (98 → 89), mostly because the loan quality component weakened by 36 points.

TellerScore
899499Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202499
Q3 202496
Q4 202499
Q1 202597
Q2 202598
Q3 202596
Q4 202598
Q1 202699
Q2 202689
Net worth ratio
7.00%13.96%20.93%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202418.29%
Q3 202418.65%
Q4 202419.24%
Q1 202519.53%
Q2 202519.68%
Q3 202519.78%
Q4 202520.28%
Q1 202620.93%
Q2 202620.86%
Delinquent loans (60+ days)
0.00%0.54%1.07%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.08%
Q3 20240.14%
Q4 20240.09%
Q1 20250.10%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.11%
Q2 20261.07%
Return on assets
1.53%1.85%2.17%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.06%
Q3 20241.62%
Q4 20241.92%
Q1 20251.68%
Q2 20251.81%
Q3 20251.53%
Q4 20251.71%
Q1 20262.17%
Q2 20261.78%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202689$11.9M20.86%1.07%1.78%47.8%
Q1 202699$11.7M20.93%0.11%2.17%51.6%
Q4 202598$11.7M20.28%0.00%1.71%53.7%
Q3 202596$11.7M19.78%0.00%1.53%53.3%
Q2 202598$11.6M19.68%0.00%1.81%53.0%
Q1 202597$11.4M19.53%0.10%1.68%53.7%
Q4 202499$11.3M19.24%0.09%1.92%58.5%
Q3 202496$11.4M18.65%0.14%1.62%55.9%
Q2 202499$11.4M18.29%0.08%2.06%56.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio20.86%
80th
Problem loans1.07%
37th
Net charge-offs0.00%
77th
Return on assets1.78%
91st
Loans to deposits47.8%
67th
Uninsured deposits1.5%
50th
Loan-loss reserves0.00%
37th
Texas ratio1.9%
53rd

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
P.I.E. Credit UnionCredit union Houston, TX88 out of 100, Very strong$11.8M23.9%0.71%vs
I.B.E.W. Lu 66 Federal Credit UnionCredit union Pasadena, TX78 out of 100, Strong$11.5M13.8%0.23%vs
Reeves County Teachers Credit UnionCredit union Pecos, TX75 out of 100, Strong$11.5M12.1%0.00%vs
Brownfield Federal Credit UnionCredit union Brownfield, TX74 out of 100, Strong$11.4M34.5%0.57%vs
Employees United Federal Credit UnionCredit union Paris, TX92 out of 100, Very strong$12.4M32.7%0.08%vs
Pasadena Municipal Federal Credit UnionCredit union Pasadena, TX73 out of 100, Strong$12.4M21.3%0.71%vs

Deposit insurance

Is my money safe at Ben E Keith Company Employees Federal Credit Union?

Yes. Ben E Keith Company Employees Federal Credit Union is a federally insured credit union (NCUA charter #514). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.5% of shares and deposits ($136K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 20.86%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Ben E Keith Company Employees Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Ben E Keith Company Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
514
RSSD ID
671174
Primary regulator
NCUA
Established
1935
Headquarters
PO Box 2628, Fort Worth, TX 76113
Employees
3

Quick answers

Ben E Keith Company Employees Federal Credit Union: common questions

Is Ben E Keith Company Employees Federal Credit Union NCUA insured?

Yes. Ben E Keith Company Employees Federal Credit Union is a federally insured credit union (NCUA charter #514). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Ben E Keith Company Employees Federal Credit Union's TellerScore?

89 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Ben E Keith Company Employees Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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InstitutionScoreAssetsCapitalProblem loansCompare
Fort Worth City Credit UnionCredit union Fort Worth, TX93 out of 100, Very strong$336.8M13.1%0.03%vs
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First National Bank of BurlesonBank Burleson, TX89 out of 100, Very strong$250.8M12.6%0.00%vs
Datcu Credit UnionCredit union Denton, TX89 out of 100, Very strong$1.8B17.2%0.13%vs
Allied Federal Credit UnionCredit union Arlington, TX88 out of 100, Very strong$137.6M12.2%0.23%vs
Charles Schwab Trust BankBank Westlake, TX88 out of 100, Very strong$10.5B10.9%0.00%vs