Side-by-side · Q2 2026 data
Benchmark Community Bank vs Roxboro Savings Bank, SSB
Metric by metric
| Measure | Benchmark Community Bank | Roxboro Savings Bank, SSB |
|---|---|---|
| TellerScore | 75 | 90 (stronger) |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 94 | 96 (stronger) |
| Earnings | 85 (stronger) | 67 |
| Funding & liquidity | 71 | 82 (stronger) |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 77th | 95th |
| Total assets | $1.4B | $360.7M |
| Deposits / shares | $1.3B | $292.8M |
| Capital ratio | 9.80% | 18.97% (stronger) |
| Problem loans | 0.17% | 0.13% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.63% (stronger) | 1.18% |
| Loans ÷ deposits | 88.9% | 71.9% (stronger) |
| Uninsured deposits | 7.8% (stronger) | 20.3% |
| Offices | 18 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.1% | 15.9% |
Roxboro Savings Bank, SSB has the higher TellerScore (90 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Benchmark Community Bank leads on 2 and Roxboro Savings Bank, SSB on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.