Side-by-side · Q2 2026 data
Benton County State Bank vs The Exchange State Bank
Metric by metric
| Measure | Benton County State Bank | The Exchange State Bank |
|---|---|---|
| TellerScore | 87 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 45 |
| Loan quality | 100 (stronger) | 81 |
| Earnings | 59 | 61 (stronger) |
| Funding & liquidity | 71 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 84th | 40th |
| Total assets | $50.8M | $52.7M |
| Deposits / shares | $38.4M | $47.9M |
| Capital ratio | 15.22% (stronger) | 9.51% |
| Problem loans | 0.00% (stronger) | 0.57% |
| Net charge-offs | 0.00% | -0.03% (stronger) |
| Return on assets | 0.99% | 1.02% (stronger) |
| Loans ÷ deposits | 82.1% | 58.6% (stronger) |
| Uninsured deposits | 21.9% | 10.5% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Benton County State Bank has the higher TellerScore (87 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Benton County State Bank leads on 3 and The Exchange State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.