Headquartered in Blairstown, Iowa, Benton County State Bank is a state-chartered bank with $50.8M in total assets and $38.4M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1869.
Based on its Q2 2026 filing, Benton County State Bank scores 87/100, which we describe as very strong. That is higher than 84% of 546 banks with under $100 million in assets. Among 226 banks headquartered in Iowa, it ranks 26th. Its strongest component is capital cushion (100/100; 15.22%), and its lowest is earnings (59/100; 0.99%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (87 → 87).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 86 |
| Q3 2024 | 85 |
| Q4 2024 | 85 |
| Q1 2025 | 87 |
| Q2 2025 | 87 |
| Q3 2025 | 87 |
| Q4 2025 | 86 |
| Q1 2026 | 87 |
| Q2 2026 | 87 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 15.39% |
| Q3 2024 | 15.68% |
| Q4 2024 | 15.54% |
| Q1 2025 | 14.98% |
| Q2 2025 | 15.12% |
| Q3 2025 | 15.62% |
| Q4 2025 | 15.66% |
| Q1 2026 | 15.76% |
| Q2 2026 | 15.22% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.07% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.82% |
| Q3 2024 | 0.87% |
| Q4 2024 | 0.91% |
| Q1 2025 | 0.97% |
| Q2 2025 | 1.03% |
| Q3 2025 | 1.02% |
| Q4 2025 | 1.02% |
| Q1 2026 | 0.94% |
| Q2 2026 | 0.99% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 87 | $50.8M | 15.22% | 0.00% | 0.99% | 82.1% |
| Q1 2026 | 87 | $53.2M | 15.76% | 0.00% | 0.94% | 80.3% |
| Q4 2025 | 86 | $50.5M | 15.66% | 0.00% | 1.02% | 90.6% |
| Q3 2025 | 87 | $50.2M | 15.62% | 0.00% | 1.02% | 87.6% |
| Q2 2025 | 87 | $51.7M | 15.12% | 0.00% | 1.03% | 85.3% |
| Q1 2025 | 87 | $51.4M | 14.98% | 0.00% | 0.97% | 81.4% |
| Q4 2024 | 85 | $48.8M | 15.54% | 0.00% | 0.91% | 94.9% |
| Q3 2024 | 85 | $50.3M | 15.68% | 0.07% | 0.87% | 90.9% |
| Q2 2024 | 86 | $49.3M | 15.39% | 0.00% | 0.82% | 87.4% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Iowa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Palo Savings BankBank Palo, IA | 81 out of 100, Strong | $49.2M | 11.7% | 0.19% | vs |
| The Exchange State BankBank Springville, IA | 70 out of 100, Strong | $52.7M | 9.5% | 0.57% | vs |
| Ashton State BankBank Ashton, IA | 84 out of 100, Strong | $54.5M | 14.7% | 0.88% | vs |
| Montezuma State BankBank Montezuma, IA | 68 out of 100, Moderate | $54.6M | 14.9% | 6.94% | vs |
| ITS BankBank Johnston, IA | 98 out of 100, Very strong | $45.2M | 97.5% | 0.00% | vs |
| Defiance State BankBank Defiance, IA | 68 out of 100, Moderate | $42.6M | 9.9% | 0.08% | vs |
Deposit insurance
Is my money safe at Benton County State Bank?
Yes. Benton County State Bank is an FDIC-insured institution (FDIC certificate #13774). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 21.9% of deposits ($8.4M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 15.22%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Benton County State Bank lists 1 office in 1 city. Most locations:
- Blairstown, IA (1)
Identity & history
Profile
- Legal name
- Benton County State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 13774
- RSSD ID
- 824242
- Primary regulator
- FDIC
- Holding company
- Blairstown Bcorp Inc
- Established
- January 1, 1869
- Headquarters
- 212 Locust St Ne, Blairstown, IA 52209
- Employees
- 7
Quick answers
Benton County State Bank: common questions
Is Benton County State Bank FDIC insured?
Yes. Benton County State Bank is an FDIC-insured institution (FDIC certificate #13774). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Benton County State Bank's TellerScore?
87 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Benton County State Bank ever failed?
There is no failure record for FDIC certificate #13774 in the FDIC failed bank list.
How many branches does Benton County State Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Blairstown
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Chelsea Savings BankBank Belle Plaine, IA | 93 out of 100, Very strong | $196.9M | 16.0% | 0.24% | vs |
| Metco Credit UnionCredit union Cedar Rapids, IA | 92 out of 100, Very strong | $58.7M | 18.8% | 0.70% | vs |
| Farmers State BankBank Marion, IA | 91 out of 100, Very strong | $1.1B | 14.4% | 0.21% | vs |
| The Watkins Savings BankBank Watkins, IA | 87 out of 100, Very strong | $86.7M | 14.8% | 0.00% | vs |
| Farmers Trust & Savings BankBank Williamsburg, IA | 87 out of 100, Very strong | $191.6M | 23.1% | 0.34% | vs |
| Cedar Rapids Bank and Trust CompanyBank Cedar Rapids, IA | 87 out of 100, Very strong | $2.9B | 16.9% | 0.54% | vs |