Side-by-side · Q2 2026 data
Berrien Teachers Federal Credit Union vs Flint River Employees Federal Credit Union
Credit union
Berrien Teachers Federal Credit Union
Nashville, Georgia · Under $100 million in assets
Credit union
Flint River Employees Federal Credit Union
Oglethorpe, Georgia · Under $100 million in assets
Metric by metric
| Measure | Berrien Teachers Federal Credit Union | Flint River Employees Federal Credit Union |
|---|---|---|
| TellerScore | 60 | 82 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 93 (stronger) |
| Earnings | 36 | 53 (stronger) |
| Funding & liquidity | 100 (stronger) | 54 |
| Problem-loan coverage | 74 | 99 (stronger) |
| Peer percentile | 22nd | 70th |
| Total assets | $1.4M | $1.7M |
| Deposits / shares | $1.1M | $1.1M |
| Capital ratio | 18.77% | 38.06% (stronger) |
| Problem loans | 7.51% | 0.22% (stronger) |
| Net charge-offs | 0.53% | -0.31% (stronger) |
| Return on assets | 0.40% | 0.83% (stronger) |
| Loans ÷ deposits | 42.2% (stronger) | 106.5% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Flint River Employees Federal Credit Union has the higher TellerScore (82 vs 60). On the 6 directional measures above (where higher or lower is clearly better), Berrien Teachers Federal Credit Union leads on 1 and Flint River Employees Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.