Headquartered in Nashville, Georgia, Berrien Teachers Federal Credit Union is a federal credit union with $1.4M in total assets and $1.1M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1960.
Berrien Teachers Federal Credit Union has a TellerScore of 60 out of 100 (moderate) based on Q2 2026 data — higher than only 22% of its 2,479 credit unions with under $100 million in assets. Among 71 credit unions headquartered in Georgia, it ranks 58th. Capital cushion contributes the most (100/100, 18.77%); loan quality contributes the least (0/100, 7.51%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (59 → 60).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 70 |
| Q3 2024 | 70 |
| Q4 2024 | 72 |
| Q1 2025 | 78 |
| Q2 2025 | 59 |
| Q3 2025 | 82 |
| Q4 2025 | 60 |
| Q1 2026 | 83 |
| Q2 2026 | 60 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 18.47% |
| Q3 2024 | 18.35% |
| Q4 2024 | 19.12% |
| Q1 2025 | 18.30% |
| Q2 2025 | 18.60% |
| Q3 2025 | 18.64% |
| Q4 2025 | 19.27% |
| Q1 2026 | 19.32% |
| Q2 2026 | 18.77% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.64% |
| Q3 2024 | 1.75% |
| Q4 2024 | 1.50% |
| Q1 2025 | 0.04% |
| Q2 2025 | 4.22% |
| Q3 2025 | 0.00% |
| Q4 2025 | 3.18% |
| Q1 2026 | 0.43% |
| Q2 2026 | 7.51% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.58% |
| Q3 2024 | 0.57% |
| Q4 2024 | 0.44% |
| Q1 2025 | -0.65% |
| Q2 2025 | 0.32% |
| Q3 2025 | -0.19% |
| Q4 2025 | 0.29% |
| Q1 2026 | 0.27% |
| Q2 2026 | 0.40% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 60 | $1.4M | 18.77% | 7.51% | 0.40% | 42.2% |
| Q1 2026 | 83 | $1.3M | 19.32% | 0.43% | 0.27% | 52.7% |
| Q4 2025 | 60 | $1.3M | 19.27% | 3.18% | 0.29% | 60.0% |
| Q3 2025 | 82 | $1.3M | 18.64% | 0.00% | -0.19% | 64.2% |
| Q2 2025 | 59 | $1.4M | 18.60% | 4.22% | 0.32% | 60.0% |
| Q1 2025 | 78 | $1.4M | 18.30% | 0.04% | -0.65% | 65.3% |
| Q4 2024 | 72 | $1.3M | 19.12% | 1.50% | 0.44% | 73.2% |
| Q3 2024 | 70 | $1.4M | 18.35% | 1.75% | 0.57% | 78.1% |
| Q2 2024 | 70 | $1.4M | 18.47% | 1.64% | 0.58% | 86.1% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Georgia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Flint River Employees Federal Credit UnionCredit union Oglethorpe, GA | 82 out of 100, Strong | $1.7M | 38.1% | 0.22% | vs |
| Harris Employees Credit UnionCredit union Cordele, GA | 53 out of 100, Below average | $626K | 34.3% | 3.95% | vs |
| F a B Church Federal Credit UnionCredit union Savannah, GA | 63 out of 100, Moderate | $488K | 14.8% | 13.99% | vs |
| Stephens County Community Federal Credit UnionCredit union Toccoa, GA | 69 out of 100, Moderate | $155K | 14.0% | 13.84% | vs |
| Macon-Bibb Employees Credit UnionCredit union Macon, GA | 63 out of 100, Moderate | $2.7M | 10.8% | 0.45% | vs |
| Flint Federal Credit UnionCredit union Reynolds, GA | 99 out of 100, Very strong | $2.9M | 30.0% | 0.00% | vs |
Deposit insurance
Is my money safe at Berrien Teachers Federal Credit Union?
Yes. Berrien Teachers Federal Credit Union is a federally insured credit union (NCUA charter #14011). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 18.77%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Berrien Teachers Federal Credit Union lists 1 office in 1 city. Most locations:
- Nashville, GA (1)
Identity & history
Profile
- Legal name
- Berrien Teachers Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 14011
- RSSD ID
- 192781
- Primary regulator
- NCUA
- Established
- 1960
- Headquarters
- P.O. Box 625, Nashville, GA 31639
- Employees
- 2
Quick answers
Berrien Teachers Federal Credit Union: common questions
Is Berrien Teachers Federal Credit Union NCUA insured?
Yes. Berrien Teachers Federal Credit Union is a federally insured credit union (NCUA charter #14011). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Berrien Teachers Federal Credit Union's TellerScore?
60 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Berrien Teachers Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Nashville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Fnb SouthBank Alma, GA | 95 out of 100, Very strong | $734.8M | 16.2% | 0.00% | vs |
| The Trust BankBank Lenox, GA | 86 out of 100, Very strong | $47.0M | 16.2% | 1.36% | vs |
| South Georgia Banking CompanyBank Omega, GA | 85 out of 100, Very strong | $570.1M | 13.9% | 0.55% | vs |
| Commercial Banking CompanyBank Valdosta, GA | 79 out of 100, Strong | $409.5M | 10.3% | 0.04% | vs |
| Douglas National BankBank Douglas, GA | 78 out of 100, Strong | $326.9M | 10.3% | 0.10% | vs |
| Pineland BankBank Alma, GA | 75 out of 100, Strong | $597.1M | 10.5% | 0.49% | vs |