Side-by-side · Q2 2026 data
Berrien Teachers Federal Credit Union vs United Neighborhood Federal Credit Union
Credit union
Berrien Teachers Federal Credit Union
Nashville, Georgia · Under $100 million in assets
Credit union
United Neighborhood Federal Credit Union
Augusta, Georgia · Under $100 million in assets
Metric by metric
| Measure | Berrien Teachers Federal Credit Union | United Neighborhood Federal Credit Union |
|---|---|---|
| TellerScore | 60 (stronger) | 51 |
| Capital cushion | 100 (stronger) | 35 |
| Loan quality | 0 | 67 (stronger) |
| Earnings | 36 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 97 |
| Problem-loan coverage | 74 | 89 (stronger) |
| Peer percentile | 22nd | 10th |
| Total assets | $1.4M | $3.0M |
| Deposits / shares | $1.1M | $2.7M |
| Capital ratio | 18.77% (stronger) | 8.50% |
| Problem loans | 7.51% | 0.98% (stronger) |
| Net charge-offs | 0.53% (stronger) | 6.27% |
| Return on assets | 0.40% (stronger) | -5.02% |
| Loans ÷ deposits | 42.2% (stronger) | 63.1% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Berrien Teachers Federal Credit Union has the higher TellerScore (60 vs 51). On the 6 directional measures above (where higher or lower is clearly better), Berrien Teachers Federal Credit Union leads on 5 and United Neighborhood Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.