Side-by-side · Q2 2026 data
Best Financial Credit Union vs Wmcu Credit Union
Metric by metric
| Measure | Best Financial Credit Union | Wmcu Credit Union |
|---|---|---|
| TellerScore | 63 | 84 (stronger) |
| Capital cushion | 98 | 100 (stronger) |
| Loan quality | 36 | 69 (stronger) |
| Earnings | 22 | 64 (stronger) |
| Funding & liquidity | 81 | 100 (stronger) |
| Problem-loan coverage | 81 | 94 (stronger) |
| Peer percentile | 29th | 86th |
| Total assets | $154.3M | $455.3M |
| Deposits / shares | $130.4M | $373.3M |
| Capital ratio | 14.75% | 17.32% (stronger) |
| Problem loans | 1.93% | 0.92% (stronger) |
| Net charge-offs | 1.03% | 0.98% (stronger) |
| Return on assets | 0.05% | 1.11% (stronger) |
| Loans ÷ deposits | 79.2% | 55.1% (stronger) |
| Uninsured deposits | 2.6% (stronger) | 3.2% |
| Offices | 1 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Wmcu Credit Union has the higher TellerScore (84 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Best Financial Credit Union leads on 1 and Wmcu Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.