Side-by-side · Q2 2026 data
Best Reward Federal Credit Union vs Ohio Educational Credit Union
Metric by metric
| Measure | Best Reward Federal Credit Union | Ohio Educational Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 34 |
| Loan quality | 48 | 94 (stronger) |
| Earnings | 45 (stronger) | 40 |
| Funding & liquidity | 100 (stronger) | 84 |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 68th | 31st |
| Total assets | $163.4M | $156.5M |
| Deposits / shares | $119.4M | $140.9M |
| Capital ratio | 15.49% (stronger) | 8.36% |
| Problem loans | 1.56% | 0.18% (stronger) |
| Net charge-offs | 0.74% | -0.08% (stronger) |
| Return on assets | 0.64% (stronger) | 0.49% |
| Loans ÷ deposits | 23.0% (stronger) | 76.6% |
| Uninsured deposits | 2.2% | 0.0% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 40.5% | — |
Best Reward Federal Credit Union has the higher TellerScore (76 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Best Reward Federal Credit Union leads on 4 and Ohio Educational Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.